3430 Co Rd 34430, Sumner, TX 75486 Property Records

Lamar County property record for 3430 Co Rd 34430, Sumner, TX 75486

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,724 sqft)
Owner	Individual Name on Record
Tax Bill	$290 (2026)
Deeds & Mortgages	May 2019 Mortgage Feb 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`A0040-0030-0000-25`

Property Details

APN / Parcel Number

Primary APN	`A0040-0030-0000-25`
Alternative APN	`126678`

Exterior

Lot Area	130,724 sqft (3 acres)

Location & Zoning

Account Number	A0040-0030-0000-25
Street Address	3430 COUNTY ROAD 34430
City	SUMNER
State	TX
Zip	75486-5119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A40 J R ALLEN SURVEY, TRACT 3-1, ACRES 3.001, FM 79 FM 79
Legal Subdivision	J R ALLEN SURVEY
Legal Tract	3-1,A
Legal Lot Number	3-1
Jurisdiction	LAMAR TX
Township / Civil Division	SUMNER
Census Block Group	4
Census Block	4004
Census Tract	102

Owner

Source: Lamar County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3430 COUNTY ROAD 34430, SUMNER, TX 75486-5119
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2019	Deed of Trust, Mortgage · ARM LIBERTY NATIONAL BANK IN PARIS
Feb 20, 2020	Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK IN PARIS
Oct 5, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018
Deed Sale	Oct 5, 2018
Deed Document Number	20181567812018
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	3430 COUNTY ROAD 34430, SUMNER, TX 75486-5119
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1619602019
Date	May 23, 2019
Instrument	161960-2019

Lender

Name	LIBERTY NATIONAL BANK IN PARIS
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	ARM
Amount	Amount Recorded
Term	240 Months
Due	May 17, 2039

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	May 17, 2034
Change Frequency	Annually
Min Rate At Change	5.75%
Max Rate At Change	11.7%
Index	1-Year CMT
Margin	3
Max Rate	11.7%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAMAR TX
Property Address	3430 COUNTY ROAD 34430, SUMNER, TX 75486-5119
Transaction Type	Mortgage
Record Updated	Oct 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1687502020
Date	Feb 20, 2020
Instrument	168750-2020

Lender

Name	LIBERTY NATIONAL BANK IN PARIS
Type	Bank
Address	PARIS, TX 75461

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Feb 18, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAMAR TX
Recording Date	Oct 5, 2018
Property Address	3430 COUNTY ROAD 34430, SUMNER, TX 75486-5119
Document Number	1567812018
Instrument Date	Oct 3, 2018
Instrument	156781-2018
Transaction Type	Transfer
Record Updated	Oct 1, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13883 FARM ROAD 79, 13883, SUMNER, TX 75486-5047

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13801 FARM ROAD 79, SUMNER, TX 75486-5047

Tax Assessment & Valuation

Source: Lamar County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Lamar County
Unified School District	North Lamar Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$290.00 (-0.34%)	$24,450 (-) Land $200 Building $24,250	$24,450 (-) Land $200 Building $24,250
2025	$291.00 (-12.87%)	$24,450 (+13.56%) Land $200 Building $24,250	$24,450 (+13.56%) Land $200 Building $24,250
2023		$21,530 Land $220 Building $21,310	$21,530 Land $220 Building $21,310
2022	$334.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 5, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 43% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAMAR COUNTY WATER SUPPLY DISTRICT serves 25,569 people · EPA ID TX1390015
Water Source	Purchased surface water from CITY OF PARIS
Last State Inspection	May 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2016
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Wifires Internet Fixed Wireless	110 / 110

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Co Rd 34430

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