Washoe County property record for 3430 Bowie Rd, Reno, NV 89503
| Property Type | Condominium |
|---|---|
| Details | 3 bd · 2 ba · 1,314 sqft · built 1977 |
| Lot Size | 0.037 acres (1,608 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $135,000 (Aug 2014) |
| Tax Bill | $820 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Apr 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-340-01 |
| Primary APN | 001-340-01 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,314 sqft Living Area |
| Gross Area | 1,734 sqft |
| 1st Floor Area | 774 sqft |
| 2nd Floor Area | 540 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Frame Hardboard |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 1,608 sqft (0.037 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3430 BOWIE RD |
|---|---|
| City | RENO |
| State | NV |
| Zip | 89503-1906 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | SF8 |
| Legal Description | SIERRA LOMA 3 LT 1 |
| Legal Subdivision | SIERRA LOMA 3 |
| Legal Lot Number | 1 |
| Jurisdiction | WASHOE NV |
| Township / Civil Division | RENO NORTH |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 2406 |
3430 Bowie Rd, a condominium, is owned and occupied by two individuals who acquired it in April 2021.
Source: Washoe County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3430 BOWIE RD, RENO, NV 89503-1906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Apr 20, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 23, 2017 | Deed of Trust, Mortgage · Line of Credit UNITED FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2014 · Amount on File |
| Deed Sale | Aug 29, 2014 · Amount on File |
| Prior Sale | Dec 31, 2013 · Amount on File |
| Deed Document Number | 20144387894 |
| Last Transfer Date | Apr 12, 2021 |
| Transfer Doc | 0005169505 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 3430 BOWIE RD, RENO, NV 89503-1906 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0005589790 |
|---|---|
| Date | Dec 19, 2025 |
| Instrument | 5589790 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WASHOE NV |
| Recording Date | Apr 20, 2021 |
| Property Address | 3430 BOWIE RD, RENO, NV 89503-1906 |
| Document Number | 0005169505 |
| Map Reference | FILE 270946 |
| Instrument Date | Apr 12, 2021 |
| Instrument | 5169505 |
| Transaction Type | Transfer |
| Record Updated | Mar 21, 2023 |
| Title Company | STEWART TITLE, STEWART TITLE COMPANY NV |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3430 BOWIE RD, RENO, NV 89503-1906 |
| Document Number | 0005169506 |
|---|---|
| Date | Apr 20, 2021 |
| Instrument | 5169506 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WASHOE NV |
| Property Address | 3430 BOWIE RD, RENO, NV 89503-1906 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0004682117 |
|---|---|
| Date | Feb 23, 2017 |
| Instrument | 4682117 |
| Name | UNITED FCU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MI 49085 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Feb 14, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3430 Bowie Rd was $820.
Source: Washoe County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Washoe County |
| Municipality | Reno City |
| Unified School District | Washoe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $47,422 (-3%) Land $28,875 Building $18,547 | ||
| 2025 | $820.00 | $48,887 Land $29,680 Building $19,207 | $139,677 Land $84,800 Building $54,877 |
| 2023 | $1,038.00 | $45,500 Land $27,020 Building $18,480 | $130,001 Land $77,200 Building $52,801 |
| 2021 | $95,481 Land $47,700 Building $47,781 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3430 Bowie Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 17, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3430 Bowie Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Nevada |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TRUCKEE MEADOWS WATER AUTHORITY serves 442,000 people · EPA ID NV0000190 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 340 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Net NV Fixed Wireless | 500 / 500 |
| Verizon Fixed Wireless | 300 / 20 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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