Oakland County property record for 3430 Black Cherry, Oakland, MI 48363
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 5 ba · 3,496 sqft · built 1998 |
| Lot Size | 0.59 acres (25,700 sqft) |
| Owner | Trust Name on File |
| Last Sale | $495,000 (Aug 2012) |
| Tax Bill | $4,731 (2025) |
| Deeds & Mortgages | Oct 2023 Line of Credit Dec 2023 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | N-10-19-452-017 |
| Primary APN | N-10-19-452-017 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Plumbing Fixtures | 16 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,496 sqft Living Area |
| 1st Floor Area | 2,287 sqft |
| Basement Area | 1,948 sqft |
| Unfinished Basement | 1,948 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Brick |
| Roof Type | Hip |
| Lot Area | 25,700 sqft (0.59 acres) |
| Garage Area | 696 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 53 sqft |
| Deck Area | 384 sqft |
| Patio Area | 384 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 3430 BLACK CHERRY |
|---|---|
| City | OAKLAND |
| State | MI |
| Zip | 48363-2641 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T4N, R11E, SEC 19 CENTURY OAKS NO 1 LOT 27 11-7-95 FR 400-009 |
| Legal Range | 11E |
| Legal Township | 04N |
| Legal Section | 19 |
| Legal Subdivision | CENTURY OAKS |
| Legal Lot Number | 11,27 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | OAKLAND |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 190700 |
3430 Black Cherry is owner-occupied and held in a trust since September 2023.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 3430 BLACK CHERRY, OAKLAND, MI 48363-2641 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Dec 8, 2023 | Intrafamily Transfer, Transfer |
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 27, 2012 · Amount on File |
| Deed Sale | Aug 27, 2012 · Amount on File |
| Prior Sale | Feb 20, 1997 |
| Deed Document Number | 2012185353 |
| Deed Book / Page | 44598 / 1 |
| Last Transfer Date | Sep 6, 2023 |
| Transfer Doc | 0000133418 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3430 BLACK CHERRY, OAKLAND, MI 48363-2641 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3430 BLACK CHERRY, OAKLAND, MI 48363-2641 |
| Document Number | 0000112972 |
|---|---|
| Date | Oct 16, 2023 |
| Book Page | 58942/301 |
| Instrument | 112972 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 5, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 8, 2023 |
| Property Address | 3430 BLACK CHERRY, OAKLAND, MI 48363-2641 |
| Document Number | 0000133418 |
| Book / Page | 59053 / 483 |
| Map Reference | LB 242 PG 32-35 |
| Instrument Date | Sep 6, 2023 |
| Instrument | 133418 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3430 BLACK CHERRY, OAKLAND, MI 48363-2641 |
| Name | Verified Name |
|---|---|
| Address | 3430 BLACK CHERRY, OAKLAND, MI 48363-2641 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3430 BLACK CHERRY, OAKLAND, MI 48363-2641 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3430 BLACK CHERRY, OAKLAND, MI 48363-2641 |
| Document Number | 0000076232 |
|---|---|
| Date | Mar 25, 2021 |
| Book Page | 55943/410 |
| Instrument | 76232 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Feb 22, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3430 Black Cherry was $4,731 with a homeowner's exemption, down 33.7% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Oakland Charter Township |
| Unified School District | Rochester Community School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,731.00 (-33.67%) Homeowner's exemption | $365,150 | $730,300 |
| 2024 | $7,133.00 | ||
| 2023 | $311,070 | $622,140 | |
| 2021 | $6,114.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3430 Black Cherry in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3430 Black Cherry is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHWEST OAKLAND TOWNSHIP serves 4,943 people · EPA ID MI0004878 |
|---|---|
| Water Source | Groundwater |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures