3430 Atchison St, Riverbank, CA 95367 Property Records

Stanislaus County property record for 3430 Atchison St, Riverbank, CA 95367

Property Summary

Property Type	Commercial
Details	2 bd · 1 ba · 870 sqft · built 1915
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Individual Names on Record
Last Sale	$190,000 (Sep 2020)
Tax Bill	$2,849 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`132-009-010-000`

Property Details

APN / Parcel Number

Primary APN	`132-009-010-000`
Alternative APNs	`1320910000` `1320910`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	870 sqft Gross Area
1st Floor Area	870 sqft

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1915
Construction Type	Wood
Fire Resistance	Wood or Wood & Steel Frame
Lot Area	6,098 sqft (0.14 acres)
View / Lot	Good
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	3430 ATCHISON ST
City	RIVERBANK
State	CA
Zip	95367-2023
Property Category	Commercial
Property Type	Commercial > Retail
Legal Subdivision	RIVERBANK
Legal Block	1
Legal Lot Number	21&22
Jurisdiction	STANISLAUS CA
Township / Civil Division	MODESTO
Census Block Group	1
Census Block	1010
Census Tract	301

Owner

Source: Stanislaus County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1104 DIXON WAY, MODESTO, CA 95355-4745
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Sep 1, 2020	Grant Deed, Transfer · Conventional Mortgage SCOTT LIMING ELECTED DEFERRAL

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 1, 2020 · Amount on Record
Deed Sale	Sep 1, 2020 · Amount on Record
Deed Document Number	202065759
Prior Transfer Date	Mar 17, 2015
Prior Transfer Doc	0000020853
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	3430 ATCHISON ST, RIVERBANK, CA 95367-2023
Transaction Type	Mortgage
Record Updated	Jun 15, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1104 DIXON WAY, MODESTO, CA 95355-4745

Mortgage

Document Number	0000040766
Date	Jun 3, 2022
Instrument	2022-0040766

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	STANISLAUS CA
Recording Date	Sep 1, 2020
Property Address	3430 ATCHISON ST, RIVERBANK, CA 95367-2023
Document Number	0000065759
Instrument Date	Aug 27, 2020
Instrument	65759
Transaction Type	Transfer
Record Updated	Sep 23, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$209.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1104 DIXON WAY MODESTO CA 953554745, MODESTO, CA 95355-4745

Mortgage

Document Number	65760
Date	Sep 1, 2020
Instrument	65760

Lender

Name	SCOTT LIMING ELECTED DEFERRAL
Address	4000 EXECUTIVE PKWY, SAN RAMON, CA 94583-4257

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	24 Months
Due	Aug 31, 2022

Tax Assessment & Valuation

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Riverbank City
Unified School District	Riverbank Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$2,849.00 (+1.79%)	$209,773 (+2%) Land $60,723 Building $149,050
2025	$2,799.00 (+10.55%)	$205,661 (+4.04%) Land $59,533 Building $146,128
2023	$2,532.00 (+4.2%)	$197,676 Land $57,222 Building $140,454
2022	$2,430.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIVERBANK serves 25,625 people · EPA ID CA5010018
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	21 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Nov 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Ayera Technologies Fixed Wireless	1,000 / 500
ezWave Fixed Wireless	1,000 / 200
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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