3430 192nd St E, Tacoma, WA 98446 Property Records

Pierce County property record for 3430 192nd St E, Tacoma, WA 98446

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,964 sqft · built 2007
Lot Size	0.82 acres (35,719 sqft)
Owner	2 Individual Names on Record
Last Sale	$375,000 (Mar 2021)
Tax Bill	$6,425 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Mar 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (moderate risk)
APN	`031802-5-006`

Property Details

APN / Parcel Number

Primary APN	`031802-5-006`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,964 sqft Living Area
Gross Area	3,070 sqft
Laundry Room	Laundry Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2008
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	35,719 sqft (0.82 acres)
Garage Type	Attached
Garage Area	926 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	120 sqft
Deck Area	180 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	3430 192ND ST E
City	TACOMA
State	WA
Zip	98446-1009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	EC
Legal Description	SECTION 02 TOWNSHIP 18 RANGE 03 QUARTER 11 : L 3 OF SHORT PLAT 83-12-08-0236 FORMERLY L 3 OF SHORT PLAT 75-280 TOG/W EASE & RESTRICTIONS OF REC OUT OF 5-003 SEG X-0678 PP ES
Legal Range	03
Legal Township	18
Legal Section	02
Legal Subdivision	SP#8312080236
Legal Lot Number	3
Jurisdiction	PIERCE WA
Township / Civil Division	TACOMA
Census Block Group	1
Census Block	1000
Census Tract	71413

Owner

Source: Pierce County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3430 192ND ST E, TACOMA, WA 98446-1009
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2022	Deed of Trust, Mortgage RED CANOE CU
Mar 25, 2021	Warranty Deed, Transfer · Conventional Mortgage RED CANOE CU
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage FEDERAL HSNG COMMISSIONER
Nov 10, 2020	Deed of Trust, Mortgage · FHA Mortgage OPEN MTG
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Dec 21, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2021 · Amount on Record
Deed Sale	Mar 25, 2021 · Amount on Record
Deed Document Number	2021659
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3430 192ND ST E, TACOMA, WA 98446-1009
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007070528
Date	Jul 7, 2022
Instrument	202207070528

Lender

Name	RED CANOE CU
Type	Credit Union
Address	LONG BEACH, WA 98631

Agreement

Amount	Amount Recorded
Term	241 Months
Due	Aug 1, 2042

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIERCE WA
Recording Date	Mar 25, 2021
Property Address	3430 192ND ST E, TACOMA, WA 98446-1009
Document Number	0003250659
Instrument Date	Mar 24, 2021
Instrument	202103250659
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	NOT AVAILABLE, MODUS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,000.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3430 192ND ST E, TACOMA, WA 98446-1009

Mortgage

Document Number	0003250660
Date	Mar 25, 2021
Instrument	202103250660

Lender

Name	RED CANOE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3430 192ND ST E, TACOMA, WA 98446-1009
Document Number	2011300473
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 11, 2020
Title Company	AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MTG SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3430 192ND ST E TACOMA WA 984461009, TACOMA, WA 98446-1009

Mortgage

Document Number	2011300473
Date	Nov 30, 2020
Instrument	202011300473

Lender

Name	FEDERAL HSNG COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	2.83%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3430 192ND ST E, TACOMA, WA 98446-1009
Document Number	2011300472
Instrument Date	Nov 10, 2020
Transaction Type	Mortgage
Record Updated	Dec 14, 2020
Title Company	AMERICAN MORTGAGE SETTLEMENT SERVICES, AMERICAN MTG SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3430 192ND ST E TACOMA WA 984461009, TACOMA, WA 98446-1009

Mortgage

Document Number	2011300472
Date	Nov 30, 2020
Instrument	202011300472

Lender

Name	OPEN MTG
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months

Interest

Rate Type	Adjustable Rate
Rate	2.83%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3430 192ND ST E, TACOMA, WA 98446-1009
Document Number	1712280716
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3430 192ND ST E TACOMA WA 984461009, TACOMA, WA 98446-1009

Mortgage

Document Number	1712280716
Date	Dec 28, 2017
Instrument	201712280716

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.08%

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIERCE WA
Property Address	3430 192ND ST E, TACOMA, WA 98446-1009
Document Number	1712280715
Instrument Date	Dec 21, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3430 192ND ST E TACOMA WA 984461009, TACOMA, WA 98446-1009

Mortgage

Document Number	1712280715
Date	Dec 28, 2017
Instrument	201712280715

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	1008 Months

Interest

Rate Type	Adjustable Rate
Rate	5.08%

Tax Assessment & Valuation

Source: Pierce County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Pierce County
Unified School District	Bethel School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,425.00 (+0.94%)	$571,000 (+6.33%) Land $213,000 Building $358,000	$571,000 (+6.33%) Land $213,000 Building $358,000
2025	$6,365.00 (+2.28%)
2024	$6,223.00 (-1.32%)	$537,000 (-2.98%) Land $222,800 Building $314,200	$537,000 (-2.98%) Land $222,800 Building $314,200
2023	$6,306.00	$553,500 Land $211,400 Building $342,100	$553,500 Land $211,400 Building $342,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 27, 2025

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TACOMA WATER DIVISION serves 446,245 people · EPA ID WA5386800
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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