3430 16th Ave SE, Naples, FL 34117 Property Records

Collier County property record for 3430 16th Ave SE, Naples, FL 34117

Property Summary

Property TypeSingle Family Home
Details1,709 sqft · built 2002
Lot Size1.13 acres (49,658 sqft)
Owner2 Individual Names on File
Last Sale$490,000 (Dec 2025)
Tax Bill$3,232 (2025)
Deeds & MortgagesDec 2025 Sale & Mortgage
Mar 2021 Sale & Mortgage
Flood ZoneZone AH (high risk)
APN351700 16 24D17

Property Details

APN / Parcel Number

Primary APN351700 16 24D17
Alternative APNs
  • 410413200090782001624
  • 41041320009

Interior

Stories1 Story
Building Area1,709 sqft Living Area
1st Floor Area1,709 sqft

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Construction TypeMasonry / Concrete Block
Lot Area49,658 sqft

Location & Zoning

Street Address3430 16TH AVE SE
CityNAPLES
StateFL
Zip34117-5508
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE
Legal DescriptionGOLDEN GATE EST UNIT 83 W75FT OF E150FT OF TR 16
Legal Range28
Legal Township49
Legal Section17
Legal SubdivisionGOLDEN GATE EST UNIT 83
Legal Tract16
Legal Block2
Legal Lot Number2
Legal Unit83
JurisdictionCOLLIER FL
Township / Civil DivisionNAPLES
Census Block Group2
Census Block2011
Census Tract10428

Owner

3430 16th Ave SE is owned and occupied by two individuals who bought it in December 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record2 Individual Names on File
Mailing Address3430 16TH AVE SE, NAPLES, FL 34117-5508
OccupancyOwner Occupied
Owner TypeIndividual
VestingHis Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 3, 2025Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Mar 23, 2021Warranty Deed, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 3, 2025 · Amount on File
Deed SaleDec 3, 2025 · Amount on File
Prior SaleMar 23, 2021 · Amount on File
Deed Document Number20256759039
Deed Book / Page6531 / 3678
Record UpdatedOct 29, 2026

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateDec 3, 2025
Property Address3430 16TH AVE SE, NAPLES, FL 34117-5508
Document Number0065313678
Book / Page6531 / 3678
Map ReferenceMB 5 PG 22
Instrument DateNov 26, 2025
Instrument6759039
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanyUNKNOWN, HOME & LAND TTL OF NAPLES LL

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,430.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3430 16TH AVE SE, NAPLES, FL 34117-5508

Transferred To (Grantee/Buyer)

NameVerified Name
Address3430 16TH AVE SE, NAPLES, FL 34117-5508

Mortgage

Document Number0065313680
DateDec 3, 2025
Instrument6531/3680
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueDec 1, 2055

March 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOLLIER FL
Recording DateMar 23, 2021
Property Address3430 16TH AVE SE, NAPLES, FL 34117-5508
Document Number0059131000
Book / Page5913 / 1000
Map ReferenceMB 5 PG 22
Instrument DateMar 16, 2021
Instrument6023528
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyOMEGA NATIONAL TITLE AGENCY LLC, OMEGA NATIONAL TITLE AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,820.00
Amount AccuracyFull Amount Stated
Additional
  • Lis Pendens
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3430 16TH AVE SE, 3430, NAPLES, FL 34117-5508

Transferred To (Grantee/Buyer)

NameVerified Name
Address1481 WILSON BALD N, NAPLES, FL 34120

Mortgage

Document Number0059131002
DateMar 23, 2021
Instrument5913/1002
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3430 16th Ave SE was $3,232.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCollier County
Unified School DistrictCollier County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$278,071 (-1.65%) Land $51,870 Building $226,201$278,071 (-1.65%) Land $51,870 Building $226,201
2025$3,232.00$282,747 Land $51,870 Building $230,877$282,747 Land $51,870 Building $230,877
2023$3,372.00 (-2.09%)$302,891 (+3.33%) Land $51,015 Building $251,876$302,891 (+3.33%) Land $51,015 Building $251,876
2022$3,444.00$293,119 Land $52,668 Building $240,451$293,119 Land $52,668 Building $240,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3430 16th Ave SE in Zone AH, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AH
high risk · shallow ponding 1–3 ft
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 532 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies532 in force
Nearby Flood Claims13 (1999–2024)
Claims Outside the SFHA1 of 13
Most Recent ClaimSep 2024 · Hurricane Helene
Claims by Event
  • Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3430 16th Ave SE is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Streamline Internet
Fixed Wireless
450 / 80

Nearby Properties on 16th Ave SE

Nearby Streets

Search Property Records by Address or Parcel Number