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343 Watson St, Monterey, CA 93940 Property Records

Monterey County property record for 343 Watson St, Monterey, CA 93940

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,400 sqft · built 1918
Lot Size0.104 acres (4,522 sqft)
Owner2 Individual Names on File
Last Sale$1,198,000 (Apr 2025)
Tax Bill$10,418 (2025)
Deeds & MortgagesNov 2020 Mortgage
Jul 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN001-381-040-000

Property Details

APN / Parcel Number

Primary APN001-381-040-000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories1 Story
Building Area1,400 sqft Living Area
1st Floor Area1,400 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1918
Effective Year BuiltEffective 1918
Architectural StyleL-Shape
Construction TypeWood
Lot Area4,522 sqft (0.104 acres)
Garage Area256 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address343 WATSON ST
CityMONTEREY
StateCA
Zip93940-2221
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEVERANCE MAP NLY 33.5 FT OF LOT 35 BLK 58 & N 1/2 OF LOT C 36
Legal SubdivisionSEVERANCE
Legal Block58
Legal Lot Number35,C
JurisdictionMONTEREY CA
Township / Civil DivisionSEASIDE-MONTEREY
Census Block Group4
Census Block4005
Census Tract12700

Owner

Source: Monterey County records · APN 001-381-040-000

Assessment roll updated July 23, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address343 WATSON ST, MONTEREY, CA 93940-2221
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Nov 20, 2020Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK NA
Jul 05, 2019Grant Deed, Transfer · Conventional Mortgage
CALIBER HM LOANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 22, 2025 · Amount on Record
Deed SaleApr 22, 2025 · Amount on Record
Prior SaleJul 05, 2019 · Amount on Record
Deed Document Number202512662
Prior Transfer DateMar 21, 2011
Prior Transfer Doc0000017080
Record UpdatedJun 08, 2026

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address343 WATSON ST, MONTEREY, CA 93940-2221
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyNATIONAL LINK ORIGINATIONS

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 ALAMEDA DE LAS PULGAS, BELMONT, CA 94002-1602

Mortgage

Document Number0000068363
DateNov 20, 2020
Instrument2020068363
Lender
NamePNC BANK NA
TypeBank
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

July 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionMONTEREY CA
Recording DateJul 05, 2019
Property Address343 WATSON ST, MONTEREY, CA 93940-2221
Document Number0000027942
Instrument DateJun 18, 2019
Instrument27942
Transaction TypeTransfer
Record UpdatedJul 16, 2019
Title CompanyOLD REPUBLIC TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$902.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address826 ALAMEDA DE LAS PULGAS BELMONT CA 940021602, BELMONT, CA 94002-1602

Mortgage

Document Number27943
DateJul 05, 2019
Instrument27943
Lender
NameCALIBER HM LOANS
TypeFunding / Finance Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 04, 2049

Tax Assessment & Valuation

Source: Monterey County records · Assessment roll updated July 23, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
MunicipalityMonterey City
Unified School DistrictMonterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$10,418.00 (+10.57%)$896,785 (+4.04%) Land $628,845 Building $267,940
2023$9,422.00 (+1.4%)$861,964 Land $604,427 Building $257,537
2022$9,292.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monterey County (06053C), as of July 15, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Razzolink
Fixed Wireless		500 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: California Internet.

Based on FCC filings for 428 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA2710004, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCAL AM WATER COMPANY - MONTEREY
private · serves 128,928 people
Water SourceGroundwater influenced by surface water
Last State InspectionAug 2024
Lead1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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