343 Watermill Dr, Washington, MO 63090 Property Records

Franklin County property record for 343 Watermill Dr, Washington, MO 63090

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,627 sqft · built 2020
Lot Size	0.7 acres (30,492 sqft)
Owner	Individual Name on File
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-8-34.0-0-019-032.600`

Property Details

APN / Parcel Number

Primary APN	`10-8-34.0-0-019-032.600`

Interior

Bedrooms	3 Beds
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,627 sqft Living Area

Exterior

Year Built	Built 2020
Construction Type	Frame
Lot Area	30,492 sqft (0.7 acres)

Location & Zoning

Street Address	343 WATERMILL DR
City	WASHINGTON
State	MO
Zip	63090-7145
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 6 WALNUT RIDGE PLACE PLAT 4PT SW
Legal Range	01W
Legal Township	44
Legal Section	33
Legal Subdivision	WALNUT RIDGE PLACE (LOC 10)
Legal Lot Number	6
Jurisdiction	FRANKLIN MO
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1017
Census Tract	800202

Owner

343 Watermill Dr is owned and occupied by an individual who acquired it in August 2022.

Source: Franklin County records, as of November 10, 2025

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	343 WATERMILL DR, WASHINGTON, MO 63090-7145
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2022	Warranty Deed, Transfer · Conventional Mortgage FLAT BRANCH MORTGAGE INC
Aug 3, 2020	Warranty Deed, Subdivision Related Transfer UNION HM MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 25, 2022
Deed Sale	Aug 25, 2022
Deed Document Number	2213359
Record Updated	Jun 8, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 25, 2022
Property Address	343 WATERMILL DR, WASHINGTON, MO 63090-7145
Document Number	0002213359
Map Reference	DOC 1916821
Instrument Date	Aug 23, 2022
Instrument	2213359
Transaction Type	Transfer
Record Updated	Oct 21, 2022
Title Company	TITLE PARTNERS AGENCY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	808 SPRUCE ST, 808, MARSHALL, IL 62441-1354

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 WATERMILL DR, WASHINGTON, MO 63090-7145

Mortgage

Document Number	0002213360
Date	Aug 25, 2022
Instrument	2213360

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

Interest

Rate Type	Fixed Rate

August 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 3, 2020
Property Address	343 WATERMILL DR, WASHINGTON, MO 63090-7145
Document Number	0000012438
Instrument Date	Jul 31, 2020
Instrument	12438
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 12, 2020
Title Company	HILLSBOROUGH TITLE INC, HTC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	343 WATERMILL DR WASHINGTON MO 630907145, WASHINGTON, MO 63090-7145

Mortgage

Document Number	12339
Date	Aug 3, 2020
Instrument	12339

Lender

Name	UNION HM MTG CORP
Address	STRONGSVILLE, OH 44136

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 2, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 343 Watermill Dr was $2,794.

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00	$52,944	$278,650 Land $35,000 Building $243,650
2023	$2,382.00 (+0.72%)	$44,304	$233,180 Land $35,000 Building $198,180
2022	$2,365.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 Watermill Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 Watermill Dr is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN COUNTY PWSD 1 serves 3,500 people · EPA ID MO6024211
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Watermill Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures