343 Tree Line Rd, Henderson, KY 42420 Property Records

Henderson County property record for 343 Tree Line Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,128 sqft · built 2007
Lot Size	0.211 acres (9,189 sqft)
Owner	2 Individual Names on Record
Last Sale	$264,845 (May 2025)
Tax Bill	$2,674 (2025)
Deeds & Mortgages	May 2025 Sale & Line of Credit Nov 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`66K-108`

Property Details

APN / Parcel Number

Primary APN	`66K-108`
Alternative APNs	`45961` `30148`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,128 sqft Finished Area
Family Room	Family Room

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	9,189 sqft (0.211 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	528 sqft
Driveway	Concrete Driveway
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	30148
Street Address	343 TREE LINE RD
City	HENDERSON
State	KY
Zip	42420-3894
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	FOX RUN
Legal Block	6
Legal Lot Number	108
Jurisdiction	HENDERSON KY
Township / Civil Division	HENDERSON
Census Block Group	3
Census Block	3009
Census Tract	20602

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	343 TREE LINE RD, HENDERSON, KY 42420-3894
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed, Transfer · Line of Credit HERITAGE FCU
Nov 8, 2024	Deed, Transfer · Commercial Mortgage INDEPENDENCE BANK
Oct 4, 2019	Deed, Transfer · FHA Mortgage MORTGAGE MASTERS OF INDIANA INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 27, 2025 · Amount on Record
Deed Sale	May 27, 2025 · Amount on Record
Prior Sale	Mar 31, 2025 · Amount on Record
Deed Document Number	20254846
Deed Book / Page	683 / 366
Transfer Doc	000560/462
Record Updated	Jun 8, 2026

May 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	May 27, 2025
Property Address	343 TREE LINE RD, HENDERSON, KY 42420-3894
Document Number	0RE683/366
Book / Page	RE683 / 366
Map Reference	CAB 9 SL 92
Instrument Date	May 22, 2025
Instrument	2025004846
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$265.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3624 WATHENS CROSSING, OWENSHORA, KY 42391

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	343 TREE LINE RD, HENDERSON, KY 42420-3894

Mortgage

Document Number	2025004847
Date	May 27, 2025
Instrument	2025004847

Lender

Name	HERITAGE FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2040

November 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Nov 8, 2024
Property Address	343 TREE LINE RD, HENDERSON, KY 42420-3894
Document Number	0RE679/353
Book / Page	RE679 / 353
Map Reference	CAB 9 SL 92
Instrument Date	Nov 6, 2024
Instrument	2024010102
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Tax	$241.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	281 S BENTLEY DR, HENDERSON, KY 42420-2378

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3624 WATHENS XING, OWENSBORO, KY 42301-7035
Investor	Possibly a Property Investor

Mortgage

Document Number	2024010103
Date	Nov 8, 2024
Instrument	2024010103

Lender

Name	INDEPENDENCE BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	8 Months
Due	Jun 30, 2025

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Oct 4, 2019
Property Address	343 TREE LINE RD, HENDERSON, KY 42420-3894
Document Number	RE0639/985
Book / Page	RE 0639 / 985
Map Reference	CAB 9 SL 92
Instrument Date	Oct 3, 2019
Instrument	2019010999
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$186.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1332 DYLAN CIR, HENDERSON, KY 42420-5338

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	343 TREE LINE RD, HENDERSON, KY 42420-3894

Mortgage

Document Number	2019011000
Date	Oct 4, 2019
Instrument	2019011000

Lender

Name	MORTGAGE MASTERS OF INDIANA INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Municipality	Henderson City
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,674.00 (+28.62%)	$241,200 (+29.68%)	$241,200 (+29.68%)
2023	$2,079.00 (+0.92%)	$186,000 (-)	$186,000 (-)
2022	$2,060.00	$186,000	$186,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 40 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	40 in force
Nearby Flood Claims	6 (2005–2008)
Most Recent Claim	Mar 2008 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON WATER UTILITY/NORTH serves 31,705 people · EPA ID KY0510188
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
Watch TV Fixed Wireless	100 / 20

May also be available: Henderson Municipal Power & Light.

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