343 Summit Ln, Bedford, PA 15522 Property Records

Bedford County property record for 343 Summit Ln, Bedford, PA 15522

Property Summary

Property Type	Rural Home
Details	4,551 sqft · built 2000
Lot Size	12.2 acres (535,352 sqft)
Owner	Company Name on File
Last Sale	$389,000 (Apr 2026)
Tax Bill	$5,351 (2026)
Deeds & Mortgages	Sep 2015 Mortgage Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D.08-0.00-085-E`

Property Details

APN / Parcel Number

Primary APN	`D.08-0.00-085-E`
Alternative APN	`330-021644`

Interior

Stories	1 Story
Building Area	4,551 sqft Living Area

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Lot Area	535,352 sqft (12.2 acres)
Shed	1 Shed

Location & Zoning

Street Address	343 SUMMIT LN
City	BEDFORD
State	PA
Zip	15522-7285
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Jurisdiction	BEDFORD PA
Township / Civil Division	EAST ST. CLAIR
Census Block Group	3
Census Block	3076
Census Tract	960300

Owner

343 Summit Ln, a rural home, is owned by a company that bought it in April 2026.

Source: Bedford County records, as of August 24, 2026

Owner of Record	Company Name on File
Mailing Address	733 SMOKY RIDGE RD, SCHELLSBURG, PA 15559-7033
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2015	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Apr 15, 2026	Deed, Transfer · Conventional Mortgage SOMERSET TRUST
Apr 15, 2026	Deed, Transfer · Conventional Mortgage SOMERSET TRUST

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 15, 2026 · Amount on File
Deed Sale	Apr 15, 2026 · Amount on File
Prior Sale	Dec 14, 2007 · Amount on File
Deed Document Number	20261326
Record Updated	Oct 29, 2026

September 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BEDFORD PA
Property Address	343 SUMMIT LN, BEDFORD, PA 15522-7285
Transaction Type	Mortgage
Record Updated	Apr 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001540/722
Date	Sep 25, 2015
Book Page	1540/722
Instrument	004728

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Apr 15, 2026
Property Address	343 SUMMIT LN, BEDFORD, PA 15522-7285
Document Number	0000001326
Instrument Date	Apr 15, 2026
Instrument	2026.1326
Transaction Type	Transfer
Record Updated	Apr 29, 2026
Title Company	STC SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	733 SMOKY RIDGE RD, SCHELLSBURG, PA 15559-7033

Mortgage

Document Number	0000001327,
Date	Apr 15, 2026
Instrument	2026..1327

Lender

Name	SOMERSET TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	BEDFORD PA
Recording Date	Apr 15, 2026
Property Address	343 SUMMIT LN, BEDFORD, PA 15522-7285
Document Number	02026/1326
Instrument Date	Apr 15, 2026
Instrument	20261326
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	STC SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$392,890.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	733 SMOKY RIDGE RD, SCHELLSBURG, PA 15559-7033

Mortgage

Document Number	0000001327,
Date	Apr 15, 2026
Instrument	20261327

Lender

Name	SOMERSET TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

The 2026 property tax bill for 343 Summit Ln was $5,351, up 8.3% from the year before.

Source: Bedford County assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bedford County
County Subdivision	East St. Clair Township
Unified School District	Chestnut Ridge School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,351.00 (+8.25%)	$334,100 (-) Land $48,700 Building $285,400	$334,100 (-) Land $48,700 Building $285,400
2025	$4,943.00	$334,100 Land $48,700 Building $285,400	$334,100 Land $48,700 Building $285,400
2023	$4,454.00 Additional exemption filed	$334,100 Land $48,700 Building $285,400
2012			$334,100 Land $48,700 Building $285,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 343 Summit Ln in Zone X, an area of minimal flood risk, though there have been 43 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	43 (1993–2021)
Claims Outside the SFHA	4 of 43
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 4 claims Severe Storms And Flooding Associated With Tropical Depression Frances, Sep 2004 · 2 claims Severe Storms And Flooding, Jan 1996 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 Summit Ln is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 88% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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