343 State St, Belchertown, MA 01007 Property Records

Hampshire County and Belchertown Town property record for 343 State St, Belchertown, MA 01007

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,484 sqft · built 2004
Lot Size	0.93 acres (40,498 sqft)
Owner	2 Individual Names on File
Last Sale	$570,100 (Oct 2025)
Tax Bill	$7,725 (2025)
Deeds & Mortgages	Jan 2021 Refinance Oct 2025 Sale & Mortgage + 1 more
APN	`BELC M:251 L:70.02`

Property Details

APN / Parcel Number

Primary APN	`BELC M:251 L:70.02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,484 sqft Living Area
Gross Area	5,018 sqft
Basement Area	1,190 sqft
Unfinished Basement	1,190 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	40,498 sqft (0.93 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	343 STATE ST
City	BELCHERTOWN
State	MA
Zip	01007-9810
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MARY A MITCHELL
Legal Lot Number	70.02
Jurisdiction	BELCHERTOWN MA
Township / Civil Division	BELCHERTOWN
Census Block Group	1
Census Block	1000
Census Tract	820206

Owner

343 State St is owned and occupied by two individuals who bought it in October 2025.

Source: Hampshire County and Belchertown Town records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	343 STATE ST, BELCHERTOWN, MA 01007-9810
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance QUICKEN LOANS INC
Oct 6, 2025	Quit Claim Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 22, 2017	Deed of Trust, Mortgage · Line of Credit COUNTRY BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2025 · Amount on File
Deed Sale	Oct 6, 2025 · Amount on File
Prior Sale	May 20, 2016 · Amount on File
Deed Document Number	202516541
Deed Book / Page	15547 / 209
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	343 STATE ST, BELCHERTOWN, MA 01007-9810
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	013948-281
Date	Jan 25, 2021
Book Page	13948/281
Instrument	1683

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2050

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BELCHERTOWN MA
Recording Date	Oct 6, 2025
Property Address	343 STATE ST, BELCHERTOWN, MA 01007-9810
Document Number	015547-209
Book / Page	15547 / 209
Instrument Date	Oct 6, 2025
Instrument	16541
Transaction Type	Transfer
Record Updated	Jan 26, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	343 STATE ST, BELCHERTOWN, MA 01007-9810

Mortgage

Document Number	0000016542
Date	Oct 6, 2025
Instrument	16542

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BELCHERTOWN MA
Property Address	343 STATE ST, BELCHERTOWN, MA 01007-9810
Document Number	12664-48
Book / Page	012664 / 000048
Instrument Date	Jun 22, 2017
Transaction Type	Mortgage
Record Updated	Jul 18, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	12664-48
Date	Jun 27, 2017
Book Page	012664/000048
Instrument	12468

Lender

Name	COUNTRY BK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 343 State St was $7,725, up 1.9% from the year before.

Source: Hampshire County and Belchertown Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampshire County
County Subdivision	Belchertown Town
Unified School District	Belchertown School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,725.00 (+1.93%)	$532,400 (+7.62%) Land $71,300 Building $461,100	$515,850 (-1.93%)
2024	$7,579.00 (+4.15%)	$494,700 (+10.94%) Land $64,400 Building $430,300	$526,015
2023	$7,277.00	$445,900 Land $60,100 Building $385,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 343 State St; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 343 State St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on State St

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