343 Peffer Ln, Fenton, MO 63026 Property Records

St. Louis County property record for 343 Peffer Ln, Fenton, MO 63026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 936 sqft · built 1962
Lot Size	0.185 acres (8,059 sqft)
Owner	Individual Name on Record
Last Sale	$185,000 (Nov 2020)
Tax Bill	$2,795 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`27O-33-1066`

Property Details

APN / Parcel Number

Primary APN	`27O-33-1066`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	936 sqft Living Area
Gross Area	1,222 sqft
1st Floor Area	936 sqft
Game Room	Game Room

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,059 sqft (0.185 acres)
Lot Dimensions	62 ft deep x 62 ft wide
Garage Type	Attached
Garage Area	286 sqft
Parking Spaces	1 Parking Space
Deck Area	308 sqft
Patio Area	42 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	343 PEFFER LN
City	FENTON
State	MO
Zip	63026-2824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	21R-4
Legal Description	RIVERSIDE PLAT 2 LOT 40
Legal Subdivision	RIVERSIDE PLAT 2
Legal Block	3
Legal Lot Number	40
Jurisdiction	ST LOUIS MO
Township / Civil Division	BONHOMME
Census Block Group	3
Census Block	3051
Census Tract	221423

Owner

Source: St. Louis County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	343 PEFFER LN, FENTON, MO 63026-2824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Jul 7, 2017	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2020 · Amount on Record
Deed Sale	Nov 17, 2020 · Amount on Record
Prior Sale	Jul 7, 2017 · Amount on Record
Deed Document Number	2020427
Deed Book / Page	24444 / 2380
Prior Transfer Date	Dec 14, 1999
Prior Transfer Doc	0000000340
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Nov 17, 2020
Property Address	343 PEFFER LN, FENTON, MO 63026-2824
Document Number	0244442380
Book / Page	24444 / 2380
Map Reference	MB 102 PG 80
Instrument Date	Oct 27, 2020
Instrument	2020111700427
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	CLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 PEFFER LN, 343, FENTON, MO 63026-2824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 PEFFER LN, FENTON, MO 63026-2824

Mortgage

Document Number	2020111700428
Date	Nov 17, 2020
Instrument	2020111700428

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MO
Recording Date	Jul 7, 2017
Property Address	343 PEFFER LN, FENTON, MO 63026-2824
Document Number	0225980829
Book / Page	022598 / 000829
Instrument Date	Jun 30, 2017
Instrument	244
Transaction Type	Transfer
Record Updated	Aug 31, 2017
Title Company	TRUE TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	343 PEFFER LN FENTON MO 630262824, FENTON, MO 63026-2824

Mortgage

Document Number	225980832
Date	Jul 7, 2017
Book Page	022598/000832
Instrument	245

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 6, 2047

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Municipality	Fenton City
Unified School District	Lindbergh School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$40,240 (-) Land $22,250 Building $17,990	$211,800 (-) Land $117,100 Building $94,700
2025	$2,795.00 (+12.43%)	$40,240 (+15.04%) Land $22,250 Building $17,990	$211,800 (+15.05%) Land $117,100 Building $94,700
2024	$2,486.00 (+0.24%)
2023	$2,480.00	$34,980 Land $15,870 Building $19,110	$184,100 Land $83,500 Building $100,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Nearby Flood Policies	42 in force
Nearby Flood Claims	12 (2015–2017)
Claims Outside the SFHA	7 of 12
Most Recent Claim	May 2017 · Severe Storms, Tornadoes, Straight-line Winds And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2017 · 10 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Dec 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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