Franklin County property record for 343 Nedley St, Eastpoint, FL 32328
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,008 sqft · built 2024 |
| Lot Size | 0.279 acres (12,154 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,000 (Sep 2019) |
| Tax Bill | $3,328 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2023 Mortgage + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 29-09S-06W-7315-0087-0310 |
| Primary APN | 29-09S-06W-7315-0087-0310 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,008 sqft Living Area |
| 1st Floor Area | 1,008 sqft |
| Flooring | Tile |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 12,154 sqft (0.279 acres) |
| Lot Width | 100 ft Width |
| Porch | Unfinished Open Porch |
| Deck Area | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 343 NEDLEY ST |
|---|---|
| City | EASTPOINT |
| State | FL |
| Zip | 32328-2443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | UNIT 5 BL 87 LOT 31 ORB 225 PAGE 322 702/449 1148/683 1250/391 1370/446 |
| Legal Range | 06W |
| Legal Township | 09S |
| Legal Section | 29 |
| Legal Subdivision | 7315 |
| Legal Block | 87 |
| Legal Lot Number | 31 |
| Legal Unit | 5 |
| Jurisdiction | FRANKLIN FL |
| Township / Civil Division | APALACHICOLA |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 970304 |
Source: Franklin County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1200 DUNCAN COMMUNITY RD, CHIPLEY, FL 32428-5316 |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Aug 16, 2023 | Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK |
| Aug 2, 2023 | Intrafamily Transfer, Transfer · Conventional Mortgage REGIONS BANK |
| Sep 27, 2019 | Warranty Deed, Transfer · Conventional Mortgage PANHANDLE EDUCATORS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 27, 2019 · Amount on Record |
| Deed Sale | Sep 27, 2019 · Amount on Record |
| Prior Sale | Jul 20, 2015 · Amount on Record |
| Deed Document Number | 20194395 |
| Deed Book / Page | 1250 / 391 |
| Last Transfer Date | Jul 31, 2023 |
| Transfer Doc | 0019003972 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Property Address | 343 NEDLEY ST, EASTPOINT, FL 32328-2443 |
| Transaction Type | Mortgage |
| Record Updated | Jan 6, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1200 DUNCAN COMMUNITY RD, CHIPLEY, FL 32428-5316 |
| Document Number | 0019004184 |
|---|---|
| Date | Aug 16, 2023 |
| Book Page | 1371/474 |
| Instrument | 202319004184 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Aug 2, 2023 |
| Property Address | 343 NEDLEY ST, EASTPOINT, FL 32328-2443 |
| Document Number | 0019003972 |
| Book / Page | 1370 / 446 |
| Map Reference | MB 3 PG 16 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 202319003972 |
| Transaction Type | Transfer |
| Record Updated | Jan 6, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1200 DUNCAN COMMUNITY RD, CHIPLEY, FL 32428-5316 |
| Name | Verified Name |
|---|---|
| Address | 1200 DUNCAN COMMUNITY RD, CHIPLEY, FL 32428-5316 |
| Document Number | 0000000449 |
|---|---|
| Date | Aug 2, 2023 |
| Instrument | 1370/449 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Aug 1, 2030 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11.2% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.2% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN FL |
| Recording Date | Sep 27, 2019 |
| Property Address | 343 NEDLEY ST, EASTPOINT, FL 32328-2443 |
| Document Number | 0019004398 |
| Book / Page | 001250 / 000391 |
| Instrument Date | Sep 23, 2019 |
| Instrument | 19004398 |
| Transaction Type | Transfer |
| Record Updated | Oct 23, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $525.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1200 DUNCAN COMMUNITY RD CHIPLEY FL 324285316, CHIPLEY, FL 32428-5316 |
| Document Number | 19004399 |
|---|---|
| Date | Sep 27, 2019 |
| Book Page | 001250/000393 |
| Instrument | 19004399 |
| Name | PANHANDLE EDUCATORS FCU |
|---|---|
| Type | Credit Union |
| Address | PANAMA CITY, FL 32405 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 26, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
Source: Franklin County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Franklin County |
| Unified School District | Franklin County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,328.00 (+114.02%) | $349,270 (+111.68%) Land $82,500 Building $266,770 | $349,270 (+111.68%) Land $82,500 Building $266,770 |
| 2024 | $1,555.00 (+94.38%) | $165,000 (+65%) Land $165,000 | $165,000 (+65%) Land $165,000 |
| 2023 | $800.00 (-9.4%) | $100,000 (-16.67%) Land $100,000 | $100,000 (-16.67%) Land $100,000 |
| 2022 | $883.00 | $120,000 Land $120,000 | $120,000 Land $120,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 23, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 997 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1,020 units insured incl. 23 condo units |
| Nearby Flood Claims | 1,119 (1985–2024) |
| Claims Outside the SFHA | 1 of 1,119 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATER MGMT SERVICES (ST. GEORGE ISLAND) private · serves 5,272 people · EPA ID FL1190789 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2024 Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 1,000 / 1,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
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