343 Monroe Rd, Collins, MS 39428 Property Records

Covington County property record for 343 Monroe Rd, Collins, MS 39428

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,276 sqft · built 1979
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$324 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Jun 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`032009 00810`

Property Details

APN / Parcel Number

Primary APN	`032009 00810`
Alternative APN	`3428`

Interior

Full Baths	1 Bath
Building Area	1,276 sqft Adjusted Area
1st Floor Area	928 sqft
Utility Area	80 sqft
Flooring	Carpet
Interior Walls	Plywood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	43,560 sqft (1 acres)
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	3428
Street Address	343 MONROE RD
City	COLLINS
State	MS
Zip	39428-7247
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1 AC NWC SE4 SW4 S OF RD 0809090-010 B 263 P 321 03/06/2006
Legal Range	14W
Legal Township	08N
Legal Section	09
Jurisdiction	COVINGTON MS
Township / Civil Division	5
Census Block Group	2
Census Block	2010
Census Tract	950100

Owner

Source: Covington County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	343 MONROE RD, COLLINS, MS 39428-7247
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 14, 2024	Deed of Trust, Mortgage · Line of Credit PRIORITYONE BANK
Jun 5, 2020	Deed of Trust, Mortgage PRIORITYONE BANK
Jan 15, 2020	Deed of Trust, Mortgage PRIORITYONE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	343 MONROE RD, COLLINS, MS 39428-7247
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 MONROE RD, COLLINS, MS 39428-7247

Mortgage

Document Number	000822/108
Date	Feb 14, 2024
Book Page	822/108

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	MAGEE, MS 39111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 25, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	343 MONROE RD, COLLINS, MS 39428-7247
Transaction Type	Mortgage
Record Updated	Jul 9, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	777/250
Date	Jun 5, 2020
Book Page	777/250
Instrument	1063968

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	COLLINS, MS 39428

Agreement

Amount	Amount Recorded
Term	119 Months
Due	May 25, 2030

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVINGTON MS
Property Address	343 MONROE RD, COLLINS, MS 39428-7247
Transaction Type	Mortgage
Record Updated	Feb 26, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	772/412
Date	Jan 15, 2020
Book Page	772/412
Instrument	1062341

Lender

Name	PRIORITYONE BANK
Type	Bank
Address	SEMINARY, MS 39479

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Jan 25, 2030

Tax Assessment & Valuation

Source: Covington County assessment roll, as of June 30, 2026

Property Jurisdictions

Type	Name
State	Mississippi
County	Covington County
Unified School District	Covington County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$324.00 (+30.12%) Disabled Person's exemption	$5,814 (+15.11%)
2024			$58,140 (+15.11%) Land $5,500 Building $52,640
2023		$5,051 (-)	$50,510 (-) Land $5,500 Building $45,010
2022	$249.00 (+32.45%) Disabled Person's exemption	$5,051	$50,510 Land $5,500 Building $45,010
2019	$188.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 57% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKATOMA WATER ASSOCIATION #1 public/private · serves 3,981 people · EPA ID MS0640009
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
defastlink Fiber	1,000 / 1,000
TEC Fiber	1,000 / 1,000

May also be available: C Spire Wireless.

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