Otsego County and Oneonta City property record for 343 Main St, Oneonta, NY 13820
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 5 bd · 3.5 ba · 3,826 sqft · built 1990 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | Company Name on Record |
| Last Sale | $139,000 (Jan 1996) |
| Tax Bill | $21,357 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.18-5-22 |
| Primary APN | 361200 288.18-5-22 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,826 sqft Gross Area |
| 1st Floor Area | 1,484 sqft |
| Basement Area | 1,557 sqft |
| Unfinished Basement | 1,557 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Lot Area | 18,295 sqft (0.42 acres) |
| Lot Dimensions | 101 ft deep x 54.4 ft wide |
| Garage Type | Attached |
| Garage Area | 221 sqft |
| Porch | Slab |
| Porch Area | 1,205 sqft |
| Total Buildings | 3 Buildings |
| Heating Fuel | Oil |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 2016 |
|---|---|
| Street Address | 343 MAIN ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1936 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | 120 |
| Legal Block | 5 |
| Legal Lot Number | 22.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 591000 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Walnut Street Historic District listed 1980 · 44 contributing resources · NRIS 80002745 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Otsego County and Oneonta City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 343 MAIN ST, ONEONTA, NY 13820-1936 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 15, 1996 · Amount on Record |
| Deed Sale | Jan 15, 1996 · Amount on Record |
| Deed Book / Page | 784 / 1146 |
| Last Transfer Date | Sep 3, 2008 |
| Transfer Doc | 0011170931 |
| Record Updated | Oct 29, 2026 |
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $21,357.00 (+2.46%) | ||
| 2025 | $20,844.00 | $550,000 (-) Land $53,000 Building $497,000 | $774,648 (+14.08%) Land $74,648 Building $700,000 |
| 2023 | $550,000 Land $53,000 Building $497,000 | $679,012 Land $65,432 Building $613,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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