Caldwell County property record for 343 Laurel St, Hudson, NC 28638
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,114 sqft · built 1962 |
| Lot Size | 0.362 acres (15,755 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $155,000 (Jan 2021) |
| Tax Bill | $998 (2026) |
| Deeds & Mortgages | May 2023 Line of Credit Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03 9 1 13 |
| Primary APN | 03 9 1 13 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,114 sqft Heated Area |
| Gross Area | 1,923 sqft |
| 1st Floor Area | 1,114 sqft |
| Attic | Attic |
| Attic Area | 480 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 15,755 sqft (0.362 acres) |
| Lot Dimensions | 137 ft deep x 115 ft wide |
| Garage Type | Carport |
| Garage Area | 329 sqft |
| Carport | Carport |
| Carport Area | 329 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 231 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 170574 |
|---|---|
| Street Address | 343 LAUREL ST |
| City | HUDSON |
| State | NC |
| Zip | 28638-2218 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 2009 PG 1583 YR 21 ST 310.00 |
| Legal Subdivision | JAMES P BARNES & D K BARNES |
| Jurisdiction | CALDWELL NC |
| Township / Civil Division | HUDSON |
| Census Block Group | 2 |
| Census Block | 2012 |
| Census Tract | 30700 |
343 Laurel St is owned and occupied by two individuals who bought it in January 2021.
Source: Caldwell County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 343 LAUREL ST, HUDSON, NC 28638-2218 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 21, 2021 | Warranty Deed, Transfer HIGHLANDS RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on File |
| Deed Sale | Jan 21, 2021 · Amount on File |
| Prior Sale | Feb 24, 2009 · Amount on File |
| Deed Document Number | 202110052793 |
| Deed Book / Page | 2009 / 1583 |
| Prior Transfer Date | Feb 16, 2009 |
| Prior Transfer Doc | 0017031496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CALDWELL NC |
| Property Address | 343 LAUREL ST, HUDSON, NC 28638-2218 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0020831172 |
|---|---|
| Date | May 10, 2023 |
| Book Page | 2083/1172 |
| Instrument | 10084365 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CALDWELL NC |
| Recording Date | Jan 21, 2021 |
| Property Address | 343 LAUREL ST, HUDSON, NC 28638-2218 |
| Document Number | 0010052793 |
| Book / Page | 002009 / 001583 |
| Instrument Date | Jan 21, 2021 |
| Instrument | 10052793 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2021 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $310.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 343 LAUREL ST HUDSON NC 286382218, HUDSON, NC 28638-2218 |
| Document Number | 10052794 |
|---|---|
| Date | Jan 21, 2021 |
| Book Page | 002009/001585 |
| Instrument | 10052794 |
| Name | HIGHLANDS RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | DALLAS, TX 75243 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Jan 20, 2051 |
The 2026 property tax bill for 343 Laurel St was $998, down 20.7% from the year before.
Source: Caldwell County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Caldwell County |
| Municipality | Hudson Town |
| Unified School District | Caldwell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $998.00 (-20.67%) | $159,000 (-) Land $13,400 Building $145,600 | |
| 2025 | $1,258.00 | $159,000 Land $13,400 Building $145,600 | $159,000 Land $13,400 Building $145,600 |
| 2023 | $105,800 (-) Land $13,400 Building $92,400 | $105,800 (-) Land $13,400 Building $92,400 | |
| 2022 | $826.00 | $105,800 Land $13,400 Building $92,400 | $105,800 Land $13,400 Building $92,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 343 Laurel St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 22, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 343 Laurel St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LENOIR serves 26,388 people · EPA ID NC0114010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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