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343 Holly Knowe Rd, Fleming Island, FL 32003 Property Records

Clay County property record for 343 Holly Knowe Rd, Fleming Island, FL 32003

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,062 sqft · built 1975
Lot Size2.24 acres (97,574 sqft)
Owner2 Individual Names on File
Last Sale$340,000 (Nov 2015)
Tax Bill$4,048 (2025)
Deeds & MortgagesNov 2021 Mortgage
Apr 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN46-04-26-014119-000-00

Property Details

APN / Parcel Number

Primary APN46-04-26-014119-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,062 sqft Heated Area
Gross Area3,106 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area97,574 sqft (2.24 acres)
Garage Area744 sqft

Exterior Amenities

Pool Area595 sqft
PorchPorch
Porch Area300 sqft
Canopy204 sqft
Storage Building24 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address343 HOLLY KNOWE RD
CityFLEMING ISLAND
StateFL
Zip32003-7813
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPT OF LOT 1 HOLLYKNOWE RANCH AS REC O R 3805 PG 323
Legal Range26
Legal Township04
Legal Section46
Legal SubdivisionHOLLYKNOWE RANCH
Legal Lot Number1
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2001
Census Tract30701

Owner

Source: Clay County assessment roll, APN 46-04-26-014119-000-00, as of July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address343 HOLLY KNOWE RD, FLEMING ISLAND, FL 32003-7813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Apr 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 13, 2015 · Amount on Record
Deed SaleNov 13, 2015 · Amount on Record
Prior SaleJul 24, 2003
Deed Document Number2015058364
Deed Book / Page3805 / 0323
Record UpdatedJun 08, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address343 HOLLY KNOWE RD, FLEMING ISLAND, FL 32003-7813
Transaction TypeMortgage
Record UpdatedDec 06, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 HOLLY KNOWE RD, FLEMING ISLAND, FL 32003-7813

Mortgage

Document Number0045371162
DateNov 18, 2021
Book Page4537/1162
Instrument2021073540
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term354 Months
DueMay 01, 2051

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address343 HOLLY KNOWE RD, FLEMING ISLAND, FL 32003-7813
Transaction TypeMortgage
Record UpdatedMay 07, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 HOLLY KNOWE RD, FLEMING ISLAND, FL 32003-7813

Mortgage

Document Number0044481030
DateApr 27, 2021
Book Page4448/1030
Instrument2021025798
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28273
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll as of July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,048.00 (-1.34%) Homeowner's exemption$305,594 (+5.99%)$493,211 (+1.36%) Land $240,000 Building $253,211
2023$4,103.00 (+6.05%) Homeowner's exemption$288,333 (+3%)$486,614 (+29.79%) Land $240,000 Building $246,614
2022$3,869.00 Homeowner's exemption$279,935$374,931 Land $160,000 Building $214,931

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), as of July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 191 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024 · other causes
Claims by Event
  • Hurricane Nicole, Nov 2022 · 2 claims
  • Hurricane Irma, Sep 2017 · 38 claims
  • Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 177 locations within half a mile, as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
IQ Fiber Intermediate Holdings
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20
AT&T
DSL · Fiber in parts of the area		100 / 20

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