343 Eugene Dr, Lake Geneva, WI 53147 Property Records

Walworth County property record for 343 Eugene Dr, Lake Geneva, WI 53147

Property Summary

Property Type	Single Family Home
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$250,000 (Jun 2019)
Tax Bill	$3,881 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Aug 2017 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`ZA 56300001`

Property Details

APN / Parcel Number

Primary APN	`ZA 56300001`

Exterior

Lot Area	10,019 sqft (0.23 acres)

Location & Zoning

Street Address	343 EUGENE DR
City	LAKE GENEVA
State	WI
Zip	53147-2305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 CERT SURVEY NO. 563 RECORDED IN VOL 3 CS PG 7 WCR S 1/2 NE 1/4 SEC 1 T1N R17E CITY OF LAKE GENEVA OMITS ZYUP-121I
Legal Range	17E
Legal Township	01N
Legal Section	01
Legal Subdivision	CERTIFIED SURVEY MAP NO 563
Legal Lot Number	1
Jurisdiction	WALWORTH WI
Township / Civil Division	LAKE GENEVA
Census Block Group	1
Census Block	1027
Census Tract	1605

Owner

Source: Walworth County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 1, 2026	Deed of Trust, Mortgage · Conventional Mortgage FORT COMMUNITY CREDIT UNION
Aug 11, 2017	Deed of Trust, Mortgage · ARM DRAPER & KRAMER MORTGAGE CORP
Jul 20, 2018	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 21, 2022	Transfer on Death Deed, Transfer
Jun 21, 2022	Affidavit of Death of Joint Tenant, Transfer
Jun 20, 2019	Warranty Deed, Transfer · ARM FORT COMMUNITY CU
Oct 5, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 20, 2019 · Amount on Record
Deed Sale	Jun 20, 2019 · Amount on Record
Prior Sale	Aug 15, 2013
Deed Document Number	2019988946
Last Transfer Date	Jun 20, 2022
Transfer Doc	0001063885
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Recording Date	Sep 1, 2026
Property Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305
Document Number	0001135460
Instrument Date	Aug 27, 2026
Instrument	20261135460
Transaction Type	Mortgage
Record Updated	Sep 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305

Mortgage

Document Number	0001135460,
Date	Sep 1, 2026
Instrument	20261135460

Lender

Name	FORT COMMUNITY CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	8%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000951709
Date	Aug 11, 2017
Instrument	951709

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	8.87%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WALWORTH WI
Property Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305
Transaction Type	Mortgage
Record Updated	Dec 7, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000971786
Date	Jul 20, 2018
Instrument	971786

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 18, 2048

June 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	WALWORTH WI
Recording Date	Jun 21, 2022
Property Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305
Document Number	0001063885
Map Reference	DOC 1689
Instrument Date	May 5, 2022
Instrument	1063885
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

June 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WALWORTH WI
Recording Date	Jun 21, 2022
Property Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305
Document Number	0001063884
Map Reference	DOC 1689
Instrument Date	May 5, 2022
Instrument	1063884
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALWORTH WI
Recording Date	Jun 20, 2019
Property Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305
Document Number	0000988946
Map Reference	DOC 1689
Instrument Date	Jun 19, 2019
Instrument	988946
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	SOUTHEASTERN TITLE, SOUTHEASTERN TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305

Mortgage

Document Number	0000988947
Date	Jun 20, 2019
Instrument	988947

Lender

Name	FORT COMMUNITY CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%
Type Change Date	Jul 1, 2026
Change Frequency	Annually
Min Rate At Change	3.25%
Max Rate At Change	7%
Index	Prime Rate
Max Rate	11%

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WALWORTH WI
Recording Date	Oct 5, 2017
Property Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305
Document Number	0000955025
Instrument Date	Aug 29, 2017
Instrument	955025
Transaction Type	Transfer
Record Updated	Dec 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	343 EUGENE DR, 343, LAKE GENEVA, WI 53147-2305

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 EUGENE DR, LAKE GENEVA, WI 53147-2305

Tax Assessment & Valuation

Source: Walworth County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Walworth County
Municipality	Lake Geneva City
Elementary School District	Lake Geneva Joint No. 1 School District (KG - 08)
Secondary School District	Lake Geneva-Genoa City Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,881.00 (+15.99%) Homeowner's exemption	$292,500 (+2.63%) Land $60,000 Building $232,500	$336,815 (+9.35%) Land $69,090 Building $267,725
2023	$3,346.00 (-21.86%) Homeowner's exemption	$285,000 (+6.3%) Land $60,000 Building $225,000
2022	$4,282.00 Homeowner's exemption	$268,100 Land $39,800 Building $228,300	$308,006

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE GENEVA UTILITY COMMISSION serves 7,107 people · EPA ID WI2650066
Water Source	Groundwater
Last State Inspection	May 2025
Lead	8 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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