Merced County property record for 343 Cutlass Ct, Merced, CA 95341
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft |
| Lot Size | 0.117 acres (5,101 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,500 (Sep 2025) |
| Tax Bill | $5,542 (2025) |
| Deeds & Mortgages | Sep 2025 Second Mortgage Sep 2025 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 061-700-004-000 |
| Primary APN | 061-700-004-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| Lot Area | 5,101 sqft (0.117 acres) |
|---|---|
| Garage Type | Attached |
| Garage Area | 389 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 86 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 343 CUTLASS CT |
|---|---|
| City | MERCED |
| State | CA |
| Zip | 95341-8055 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RENAISSANCE 154 - PH 2 LOT 18 SEC 27/7/14 |
| Legal Lot Number | 18 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 2601 |
Source: Merced County records, as of November 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 343 CUTLASS CT, MERCED, CA 95341-8055 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 30, 2025 | Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage INSPIRE HOME LOANS INC |
| Sep 30, 2025 | Grant Deed, Transfer · FHA Mortgage INSPIRE HOME LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2025 · Amount on Record |
| Deed Sale | Sep 30, 2025 · Amount on Record |
| Prior Sale | Sep 30, 2025 |
| Deed Document Number | 2025026114 |
| Record Updated | Jun 8, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 30, 2025 |
| Property Address | 343 CUTLASS CT, MERCED, CA 95341-8055 |
| Document Number | 0000026113 |
| Map Reference | MB 86 PG 43-45 |
| Instrument Date | Sep 27, 2025 |
| Instrument | 2025026113 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | FIRST AMER TTL CO HOMEBUILDE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 343 CUTLASS CT, MERCED, CA 95341-8055 |
| Document Number | 0000026116 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025026116 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | NEWPORT BEACH, CA 92660 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Sep 30, 2025 |
| Property Address | 343 CUTLASS CT, MERCED, CA 95341-8055 |
| Document Number | 0000026114 |
| Map Reference | MB 86 PG 43-45 |
| Instrument Date | Sep 1, 2025 |
| Instrument | 2025026114 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2025 |
| Title Company | FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 343 CUTLASS CT, MERCED, CA 95341-8055 |
| Document Number | 0000026115 |
|---|---|
| Date | Sep 30, 2025 |
| Instrument | 2025026115 |
| Name | INSPIRE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
Source: Merced County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Secondary School District | Merced Union High School District (09 - 12) |
| Elementary School District | Weaver Union Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $5,542.00 | $417,810 Land $117,810 Building $300,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 25 policies |
| Nearby Flood Policies | 25 in force |
| Nearby Flood Claims | 1 (2024) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2024 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 74% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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