Scott County property record for 343 Chambers Ave, Georgetown, KY 40324
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 864 sqft · built 2019 |
| Lot Size | 0.155 acres (6,774 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $197,000 (Dec 2024) |
| Tax Bill | $1,754 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Dec 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 166-20-310.000 |
| Primary APN | 166-20-310.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 864 sqft Living Area |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 6,774 sqft (0.155 acres) |
| Street Address | 343 CHAMBERS AVE |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-1886 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CITY GEO 53 |
| Legal Subdivision | BARBEES ADD |
| Legal Lot Number | 5 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 2 |
| Census Block | 2024 |
| Census Tract | 40101 |
Source: Scott County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 343 CHAMBERS AVE, GEORGETOWN, KY 40324-1886 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| May 14, 2019 | Deed of Trust, Mortgage · Commercial Mortgage CITIZENS COMMERCE BANK |
| Dec 9, 2024 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Mar 21, 2019 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 9, 2024 · Amount on Record |
| Deed Sale | Dec 9, 2024 · Amount on Record |
| Prior Sale | Mar 21, 2019 · Amount on Record |
| Deed Document Number | 2024519020 |
| Deed Book / Page | 453 / 822 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 343 CHAMBERS AVE, GEORGETOWN, KY 40324-1886 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0M1440/007 |
|---|---|
| Date | May 14, 2019 |
| Book Page | M1440/007 |
| Instrument | 400152 |
| Name | CITIZENS COMMERCE BANK |
|---|---|
| Type | Bank |
| Address | VERSAILLES, KY 40383 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 9 Months |
| Due | Feb 7, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Dec 9, 2024 |
| Property Address | 343 CHAMBERS AVE, GEORGETOWN, KY 40324-1886 |
| Document Number | 00D453/822 |
| Book / Page | D453 / 822 |
| Instrument Date | Nov 27, 2024 |
| Instrument | 519020 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Title Company | TREY TITLE LLC, TRUE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $197.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1344 GLENVIEW DR, LEXINGTON, KY 40514-2204 |
| Name | Verified Name |
|---|---|
| Address | 343 CHAMBERS AVE, GEORGETOWN, KY 40324-1886 |
| Document Number | 0000519021 |
|---|---|
| Date | Dec 9, 2024 |
| Instrument | 519021 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2054 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Mar 21, 2019 |
| Property Address | 343 CHAMBERS AVE, GEORGETOWN, KY 40324-1886 |
| Document Number | 00D404/253 |
| Book / Page | D404 / 253 |
| Instrument Date | Mar 19, 2019 |
| Instrument | 398225 |
| Transaction Type | Transfer |
| Record Updated | Jan 20, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 810 CHARLES AVE, LEXINGTON, KY 40508-1125 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 910293, LEXINGTON, KY 40591-0293 |
| Investor | Possibly a Property Investor |
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,000 (-) | $197,000 (-) | |
| 2025 | $1,754.00 (+89.62%) | $197,000 (+92.95%) | $197,000 (+92.95%) |
| 2023 | $925.00 (+9.86%) | $102,100 (+5.15%) Land $20,000 Building $82,100 | $102,100 (+5.15%) Land $20,000 Building $82,100 |
| 2022 | $842.00 | $97,100 Land $15,000 Building $82,100 | $97,100 Land $15,000 Building $82,100 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 326 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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