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343 Cerro St, #45, Encinitas, CA 92024 Property Records

San Diego County property record for 343 Cerro St, #45, Encinitas, CA 92024 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms3 Baths
Year BuiltBuilt 1975
Square Footage2,362 sqft Living Area
Lot Size8,500 sqft (0.195 acres)
OccupancyOwner Occupied
Last Sale$1,300,000 (2021)
Tax Bill$17,585.00 (2025)

Property Details

APN / Parcel Number

Primary APN259-444-04-00
Alternative APN
  • 2594401000

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms7 Rooms
Building Area2,362 sqft Living Area
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 1975
Exterior MaterialStucco Exterior
Roof MaterialTile Roof
Lot Area8,500 sqft (0.195 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Old Parcel Number2594401000
Street Address343 CERRO ST, 45
CityENCINITAS
StateCA
Zip92024-4805
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 114 TR 007662
Legal SubdivisionENCINITAS ESTATES
Legal Tract007662
Legal Block2
Legal Lot Number114
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup2
Census Block2004
Census Tract17403

Owner

Source: San Diego County records · APN 259-444-04-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address343 CERRO ST, ENCINITAS, CA 92024-4805
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Nov 08, 2021Deed of Trust, Mortgage · Conventional Mortgage
MISSION FCU
Jun 11, 2021Grant Deed, Transfer · Conventional Mortgage
GOLDEN EMPIRE MORTGAGE INC
Jan 23, 2020Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Aug 25, 2017Grant Deed, Transfer · Veterans Administration Mortgage
RPM MORTGAGE INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 11, 2021 · Amount on Record
Deed SaleJun 11, 2021 · Amount on Record
Prior SaleAug 25, 2017 · Amount on Record
Deed Doc Number2021432795
Prior Transfer DateJun 04, 2012
Prior Transfer Doc0000356354
Record RefreshedSep 20, 2026

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address343 CERRO ST # 45, 45, ENCINITAS, CA 92024-4805
Transaction TypeMortgage
Record UpdatedAug 01, 2023
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 CERRO ST, ENCINITAS, CA 92024-4805

Mortgage

Document Number0000775727
DateNov 08, 2021
Instrument2021-0775727
Lender
NameMISSION FCU
TypeCredit Union
AddressSAN DIEGO, CA 92191
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2051

June 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJun 11, 2021
Property Address343 CERRO ST # 45, 45, ENCINITAS, CA 92024-4805
Document Number0000432795
Map ReferenceMAP 7662
Instrument DateMay 13, 2021
Instrument2021-0432795
Transaction TypeTransfer
Record UpdatedAug 01, 2023
Title CompanyWFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address343 CERRO ST, ENCINITAS, CA 92024-4805

Mortgage

Document Number0000432796
DateJun 11, 2021
Instrument2021-0432796
Lender
NameGOLDEN EMPIRE MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address343 CERRO ST, ENCINITAS, CA 92024-4805
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000035445
DateJan 23, 2020
Instrument2020-0035445
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term333 Months
DueOct 01, 2047

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 25, 2017
Property Address343 CERRO ST, ENCINITAS, CA 92024-4805
Document Number0000389149
Map ReferenceMAP7662
Instrument DateAug 02, 2017
Instrument2017-0389149
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyEQUITY TITLE SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address343 CERRO ST, ENCINITAS, CA 92024-4805

Mortgage

Document Number0000389150
DateAug 25, 2017
Instrument2017-0389150
Lender
NameRPM MORTGAGE INC
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEncinitas City
Elementary School DistrictEncinitas Union Elementary School District (KG - 06)
Secondary School DistrictSan Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,579,627 (+2%) Land $1,286,039 Building $293,588
2025$17,585.00 (+6.55%) Homeowner's exemption$1,548,655 (+4.04%) Land $1,260,823 Building $287,832
2023$16,504.00 (+12.1%)$1,488,520 Land $1,211,864 Building $276,656
2022$14,723.00

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