343 Bolt Rd, Lake Lure, NC 28746 Property Records

Rutherford County property record for 343 Bolt Rd, Lake Lure, NC 28746

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,787 sqft · built 1995
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Last Sale	$239,000 (Dec 2020)
Tax Bill	$2,734 (2022)
Deeds & Mortgages	Dec 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0216932`

Property Details

APN / Parcel Number

Primary APN	`0216932`
Alternative APNs	`216932` `486`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,787 sqft Heated Area
Gross Area	2,800 sqft
Flooring	Carpet
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	55,321 sqft (1.27 acres)
Patio Area	416 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	486
Old Parcel Number	0216932
Street Address	343 BOLT RD
City	LAKE LURE
State	NC
Zip	28746-9854
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	QUAIL RIDGE LO121 PL12-2
Legal Subdivision	QUAIL RDG
Legal Block	13
Legal Lot Number	121
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	1
Census Block	1021
Census Tract	960301

Owner

Source: Rutherford County records · APN 0216932

Assessment roll updated January 1, 2023 · Last verified September 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	343 BOLT RD, LAKE LURE, NC 28746-9854
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2020 · Amount on Record
Deed Sale	Dec 11, 2020 · Amount on Record
Prior Sale	Aug 10, 2015
Deed Document Number	0020401837
Deed Book / Page	2040 / 1837
Record Updated	Jun 07, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Dec 11, 2020
Property Address	343 BOLT RD, LAKE LURE, NC 28746-9854
Document Number	0020401837
Book / Page	2040 / 1837
Map Reference	MB 12 PG 2
Instrument Date	Dec 07, 2020
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5104 INDIGO MOON WAY, 5104, RALEIGH, NC 27613-7362

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 BOLT RD, LAKE LURE, NC 28746-9854

Mortgage

Document Number	0020401840
Date	Dec 11, 2020
Instrument	2040/1840

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Rutherford County records · Assessment roll updated January 1, 2023 · Last verified September 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Municipality	Lake Lure Town
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$479,200 Land $130,300 Building $348,900	$479,200 Land $130,300 Building $348,900
2022	$2,734.00
2021	$2,734.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rutherford County (37161C), as of April 18, 2014 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371619603011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	13 (2021–2024)
Claims Outside the SFHA	2 of 13
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 11 claims

Wildfire

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Skyrunner Fiber · Fixed Wireless	1,000 / 1,000
Vyve Broadband Cable	1,000 / 50

Based on FCC filings for 62 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC0181126, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIRFIELD MOUNTAINS NO 1 private · serves 1,798 people
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.