343 Azalea Ave, Ben Lomond, CA 95005 Property Records

Santa Cruz County property record for 343 Azalea Ave, Ben Lomond, CA 95005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,876 sqft · built 1971
Lot Size	0.887 acres (38,638 sqft)
Owner	2 Individual Names on Record
Last Sale	$775,000 (Oct 2020)
Tax Bill	$10,266 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Jan 2017 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`072-121-05`

Property Details

APN / Parcel Number

Primary APN	`072-121-05`
Alternative APN	`072-121-05-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,876 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1988
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	38,638 sqft (0.887 acres)
Terrain	Steep
Deck Area	1,438 sqft
Patio Area	1,438 sqft

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	343 AZALEA AVE
City	BEN LOMOND
State	CA
Zip	95005-9640
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-20
Legal Subdivision	LARITA WOODS 01
Legal Lot Number	25
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SAN LORENZO VALLEY
Census Block Group	1
Census Block	1019
Census Tract	120600

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	343 AZALEA AVE, BEN LOMOND, CA 95005-9640
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jan 11, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BAY FCU
Oct 13, 2020	Grant Deed, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 13, 2020	Affidavit of Death, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2020 · Amount on Record
Deed Sale	Oct 13, 2020 · Amount on Record
Deed Document Number	202041300
Prior Transfer Date	Sep 30, 2020
Prior Transfer Doc	0000041298
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	343 AZALEA AVE, BEN LOMOND, CA 95005-9640
Transaction Type	Mortgage
Record Updated	Aug 11, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 AZALEA AVE 1, 1, BEN LOMOND, CA 95005-9640

Mortgage

Document Number	0000039969
Date	Jul 29, 2021
Instrument	2021-0039969

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	343 AZALEA AVE, BEN LOMOND, CA 95005-9640
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001306
Date	Jan 11, 2017
Instrument	2017-0001306

Lender

Name	BAY FCU
Type	Credit Union
Address	CAPITOLA, CA 95010

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2032

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 13, 2020
Property Address	343 AZALEA AVE, BEN LOMOND, CA 95005-9640
Document Number	0000041300
Map Reference	MB 25 PG 43
Instrument Date	Sep 30, 2020
Instrument	2020-0041300
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	343 AZALEA AVE, BEN LOMOND, CA 95005-9640

Mortgage

Document Number	0000041301
Date	Oct 13, 2020
Instrument	2020-0041301

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

October 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 13, 2020
Property Address	343 AZALEA AVE, BEN LOMOND, CA 95005-9640
Document Number	0000041298
Instrument Date	Sep 30, 2020
Instrument	41298
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 ALDRICH DR HOWELL NJ 077311516, HOWELL, NJ 07731-1516

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Unified School District	San Lorenzo Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$855,662 (+2%) Land $552,040 Building $303,622
2025	$10,266.00 (+4.19%) Homeowner's exemption	$838,885 (+4.04%) Land $541,216 Building $297,669
2023	$9,853.00 (+2.38%) Homeowner's exemption	$806,310 Land $520,200 Building $286,110	$799,650
2022	$9,624.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	2 (1995–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN LORENZO VALLEY WATER DIST serves 21,513 people · EPA ID CA4410014
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Surfnet Communications.

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