Hillsborough County property record for 3429 Stearns Rd, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,226 sqft · built 1980 |
| Lot Size | 4.79 acres (208,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $375,000 (Aug 2007) |
| Tax Bill | $6,053 (2025) |
| Deeds & Mortgages | Aug 2025 Second Mortgage Mar 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 087436-0025 |
| Primary APN | 087436-0025 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,226 sqft Living Area |
| Gross Area | 2,708 sqft |
| 1st Floor Area | 2,226 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Contemporary |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 208,663 sqft |
| Garage Area | 1,050 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 186 sqft |
| Patio Area | 290 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Stable | 864 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0874360025 |
|---|---|
| Street Address | 3429 STEARNS RD |
| City | VALRICO |
| State | FL |
| Zip | 33596-6450 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AS-1 |
| Legal Description | E 15 FT OF W 132 FT OF SW 1/4 OF NE 1/4 LESS S 407 FT AND LESS RD R/W --- S 407 FT OF W 132 FT OF SW 1/4 OF NE 1/4 --- E 369 FT OF S 407 FT OF SE 1/4 OF NW 1/4 |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 08 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 4 |
| Legal Lot Number | 30510 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | BRANDON |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 13208 |
3429 Stearns Rd is owned and occupied by two individuals who bought it in August 2007.
Source: Hillsborough County records, as of September 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3429 STEARNS RD, VALRICO, FL 33596-6450 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage LOANDEPOT.COM LLC |
| Mar 7, 2020 | Deed of Trust, Mortgage · Line of Credit GTE FCU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2007 · Amount on File |
| Deed Sale | Aug 7, 2007 · Amount on File |
| Deed Document Number | 2007348750 |
| Deed Book / Page | 18009 / 674 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3429 STEARNS RD, VALRICO, FL 33596-6450 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3429 STEARNS RD, VALRICO, FL 33596-6450 |
| Document Number | 0000343058 |
|---|---|
| Date | Aug 7, 2025 |
| Instrument | 2025343058 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 121 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 3429 STEARNS RD, VALRICO, FL 33596-6450 |
| Document Number | 0000188232 |
| Instrument Date | Mar 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 4, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3429 STEARNS RD VALRICO FL 335966450, VALRICO, FL 33596-6450 |
| Document Number | 0000188232 |
|---|---|
| Date | May 6, 2020 |
| Instrument | 188232 |
| Name | GTE FCU |
|---|---|
| Type | Credit Union |
| Address | TAMPA, FL 33602 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | May 5, 2027 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3429 Stearns Rd was $6,053 with a homeowner's exemption.
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $349,919 (+2.7%) | $665,312 (+5.36%) Land $460,098 Building $205,214 | |
| 2025 | $6,053.00 Homeowner's exemption | $340,720 | $631,480 Land $420,089 Building $211,391 |
| 2023 | $5,395.00 (+4.25%) Homeowner's exemption | $322,394 (+3%) | $569,212 (+12.94%) Land $360,076 Building $209,136 |
| 2022 | $5,175.00 Homeowner's exemption | $313,004 | $503,985 Land $300,064 Building $203,921 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3429 Stearns Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 48 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 48 in force |
| Nearby Flood Claims | 12 (1997–2024) |
| Claims Outside the SFHA | 1 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3429 Stearns Rd is moderate, ranking above 50% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 79 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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