Cape Girardeau County property record for 3429 Spring Lake Trl, Jackson, MO 63755
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 3,014 sqft · built 2000 |
| Lot Size | 0.524 acres (22,825 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $450,000 (Jan 2021) |
| Tax Bill | $4,043 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 151020026009000000 |
| Primary APN | 151020026009000000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,014 sqft Living Area |
| Basement Area | 2,996 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | EIFS / Synthetic Stucco |
| Construction Type | Frame |
| Lot Area | 22,825 sqft (0.524 acres) |
| Lot Dimensions | 160 ft deep x 100 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3429 SPRING LAKE TRL |
|---|---|
| City | JACKSON |
| State | MO |
| Zip | 63755-3292 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 95 BENT CREEK - SPRING LAKE ADDN 19/043 |
| Legal Range | 13E |
| Legal Township | 31S |
| Legal Section | 05 |
| Legal Subdivision | BENT CREEK - SPRING LAKE ADDN |
| Legal Lot Number | 95 |
| Jurisdiction | CAPE GIRARDEAU MO |
| Township / Civil Division | BYRD |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 880501 |
Source: Cape Girardeau County records · APN 151020026009000000
Assessment roll updated September 9, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3429 SPRING LAKE TRL, JACKSON, MO 63755-3292 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Nov 30, 2022 | Deed of Trust, Mortgage · Conventional Mortgage DISCOVER BANK |
| Jun 08, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Jan 06, 2021 | Warranty Deed, Transfer · Conventional Mortgage MONTGOMERY BANK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 06, 2021 · Amount on Record |
| Deed Sale | Jan 06, 2021 · Amount on Record |
| Deed Document Number | 2021150 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3429 SPRING LAKE TRL, JACKSON, MO 63755-3292 |
| Transaction Type | Mortgage |
| Record Updated | Dec 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0202212293 |
|---|---|
| Date | Nov 30, 2022 |
| Instrument | 2022-12293 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Property Address | 3429 SPRING LAKE TRL, JACKSON, MO 63755-3292 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Title Company | AMERICA TITLE, AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0202107858 |
|---|---|
| Date | Jun 08, 2021 |
| Instrument | 2021-07858 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CAPE GIRARDEAU MO |
| Recording Date | Jan 06, 2021 |
| Property Address | 3429 SPRING LAKE TRL, JACKSON, MO 63755-3292 |
| Document Number | 0202100150 |
| Map Reference | PB 19 PG 43 |
| Instrument Date | Jan 06, 2021 |
| Instrument | 2021-00150 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3429 SPRING LAKE TRL, JACKSON, MO 63755-3292 |
| Document Number | 0202100151 |
|---|---|
| Date | Jan 06, 2021 |
| Instrument | 2021-00151 |
| Name | MONTGOMERY BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 372 Months |
| Due | Feb 01, 2051 |
| Rate Type | Fixed Rate |
|---|
Source: Cape Girardeau County records · Assessment roll updated September 9, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Cape Girardeau County |
| Municipality | Jackson City |
| Unified School District | Jackson R-II School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $79,080 (-) Land $8,230 Building $70,850 | $416,237 (-) Land $43,326 Building $372,911 | |
| 2025 | $4,043.00 (+5.09%) | $79,080 (+4.99%) Land $8,230 Building $70,850 | $416,237 (+5%) Land $43,326 Building $372,911 |
| 2023 | $3,847.00 | $75,320 Land $7,840 Building $67,480 | $396,416 Land $41,263 Building $355,153 |
Source: FEMA National Flood Hazard Layer as of January 19, 2016 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Big River Telephone Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 35 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 72 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JACKSON PWS serves 15,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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