Oakland County property record for 3429 Saddle Rdg, Highland, MI 48357
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,878 sqft · built 1988 |
| Lot Size | 5.02 acres (218,671 sqft) |
| Owner | Individual Name on File |
| Last Sale | $552,000 (Oct 2025) |
| Tax Bill | $3,770 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage Nov 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | H-11-08-300-051 |
| Primary APN | H-11-08-300-051 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,878 sqft Living Area |
| 1st Floor Area | 1,282 sqft |
| Basement Area | 1,282 sqft |
| Unfinished Basement | 1,282 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Lot Area | 218,671 sqft (5.02 acres) |
| Garage Area | 613 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 295 sqft |
| Deck Area | 11 sqft |
| Patio Area | 11 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 3429 SADDLE RDG |
|---|---|
| City | HIGHLAND |
| State | MI |
| Zip | 48357-2537 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T3N, R7E, SEC 8 PART OF SW 1/4 BEG AT PT DIST N 89-19-41 W 632.42 FT & N 02-21-10 E 1407.33 FT FROM S 1/4 COR, TH N 89-25-53 W 632.83 FT, TH N 02-23-54 E 344.82 FT, TH S 89-32-04 E 632.60 FT, TH S 02-21-10 W 345.95 FT TO BEG 5.02 A 4-28-88 FROM 035 |
| Legal Range | 07E |
| Legal Township | 03N |
| Legal Section | 08 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | HIGHLAND |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 131600 |
Source: Oakland County assessment roll, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 2832 RAVINEWOOD DR, COMMERCE TOWNSHIP, MI 48382-1445 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Man, Separate Property |
| Date | Document |
|---|---|
| Oct 1, 2025 | Warranty Deed, Transfer · Conventional Mortgage GENISYS CU |
| Nov 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage EVERETT FINANCIAL INC |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional with PMI SUPREME LNDG |
| Aug 25, 2016 | Deed of Trust, Mortgage · FHA Mortgage MORTGAGE 1 AT SUBURBAN |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 1, 2025 · Amount on Record |
| Deed Sale | Oct 1, 2025 · Amount on Record |
| Prior Sale | Nov 3, 2015 · Amount on Record |
| Deed Document Number | 2025123545 |
| Deed Book / Page | 60574 / 150 |
| Prior Transfer Date | Jun 9, 2014 |
| Prior Transfer Doc | 0000116641 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 1, 2025 |
| Property Address | 3429 SADDLE RDG, HIGHLAND, MI 48357-2537 |
| Document Number | 0000123545 |
| Book / Page | 60574 / 150 |
| Instrument Date | Sep 9, 2025 |
| Instrument | 123545 |
| Transaction Type | Transfer |
| Record Updated | Oct 9, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,140.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3429 SADDLE RDG, HIGHLAND, MI 48357-2537 |
| Name | Verified Name |
|---|---|
| Address | 2832 RAVINEWOOD DR, COMMERCE TOWNSHIP, MI 48382-1445 |
| Document Number | 0000118511 |
|---|---|
| Date | Sep 23, 2025 |
| Book Page | 60544/439 |
| Instrument | 118511 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6% |
| Type Change Date | Oct 1, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3% |
| Max Rate At Change | 11% |
| Index | SOFR Average 30-Day |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3429 SADDLE RDG, HIGHLAND, MI 48357-2537 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3429 SADDLE RDG, HIGHLAND, MI 48357-2537 |
| Document Number | 0000228048 |
|---|---|
| Date | Nov 2, 2020 |
| Book Page | 55098/196 |
| Instrument | 228048 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3429 SADDLE RDG, HIGHLAND, MI 48357-2537 |
| Document Number | 0000072551 |
| Instrument Date | Mar 19, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 15, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3429 SADDLE RDG HIGHLAND MI 483572537, HIGHLAND, MI 48357-2537 |
| Document Number | 0000072551 |
|---|---|
| Date | Apr 10, 2020 |
| Book Page | 054062/000040 |
| Instrument | 72551 |
| Name | SUPREME LNDG |
|---|---|
| Address | DALLAS, TX 75254 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 9, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 3429 SADDLE RDG, HIGHLAND, MI 48357-2537 |
| Document Number | 0000084328 |
| Book / Page | 050609 / 000277 |
| Instrument Date | Aug 25, 2016 |
| Transaction Type | Mortgage |
| Record Updated | Jun 22, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3429 SADDLE RDG HIGHLAND MI 483572537, HIGHLAND, MI 48357-2537 |
| Document Number | 0000084328 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 050609/000277 |
| Instrument | 84328 |
| Name | MORTGAGE 1 AT SUBURBAN |
|---|---|
| Type | Mortgage Company |
| Address | MICHIGAN, MI 48314 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2032 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Highland Charter Township |
| Unified School District | Huron Valley Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,770.00 (-31.92%) Homeowner's exemption | $203,130 (+5.88%) | $406,260 (+5.88%) |
| 2024 | $5,538.00 (+5.61%) Homeowner's exemption | $191,850 (+12.83%) | $383,700 (+12.83%) |
| 2023 | $5,244.00 (+12.82%) Homeowner's exemption | $170,040 | $340,080 |
| 2021 | $4,648.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures