3429 Ridgecliffe Dr, Flint, MI 48532 Property Records

Genesee County property record for 3429 Ridgecliffe Dr, Flint, MI 48532

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,220 sqft · built 1962
Lot Size	0.239 acres (10,411 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Jul 2020)
Tax Bill	$2,459 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Jul 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-15-552-009`

Property Details

APN / Parcel Number

Primary APN	`07-15-552-009`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,184 sqft
Basement Area	960 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1962
Lot Area	10,411 sqft (0.239 acres)
Lot Dimensions	130 ft deep x 80 ft wide
Garage Area	308 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3429 RIDGECLIFFE DR
City	FLINT
State	MI
Zip	48532-3764
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 HUNTERS RIDGE NO 1
Legal Subdivision	HUNTERS RIDGE #1
Legal Lot Number	59
Jurisdiction	GENESEE MI
Township / Civil Division	FLINT
Census Block Group	2
Census Block	2000
Census Tract	10911

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	7272 IRISH RD, OTISVILLE, MI 48463-9417
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2020	Deed of Trust, Mortgage ELGA CU
Jul 10, 2020	Warranty Deed, Transfer · Conventional with PMI TEAM ONE CU
Nov 4, 2019	Quit Claim Deed, Transfer · Conventional Mortgage ELGA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 10, 2020 · Amount on Record
Deed Sale	Jul 10, 2020 · Amount on Record
Prior Sale	Jun 19, 2015 · Amount on Record
Deed Document Number	202044254
Prior Transfer Date	Oct 24, 2019
Prior Transfer Doc	0000069300
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	3429 RIDGECLIFFE DR, FLINT, MI 48532-3764
Document Number	0000048121
Instrument Date	Jul 13, 2020
Transaction Type	Mortgage
Record Updated	Sep 3, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3429 RIDGECLIFFE DR FLINT MI 485323764, FLINT, MI 48532-3764

Mortgage

Document Number	0000048121
Date	Jul 17, 2020
Instrument	48121

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Jul 16, 2035

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jul 10, 2020
Property Address	3429 RIDGECLIFFE DR, FLINT, MI 48532-3764
Document Number	0000044254
Instrument Date	Jul 1, 2020
Instrument	44254
Transaction Type	Transfer
Record Updated	Aug 21, 2020
Title Company	SARGENTS TITLE COMPANY, SARGENT'S TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$773.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3403 VAN CAMPEN RD FLINT MI 485073348, FLINT, MI 48507-3348

Mortgage

Document Number	43314
Date	Jul 10, 2020
Instrument	43314

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 9, 2050

November 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GENESEE MI
Recording Date	Nov 4, 2019
Property Address	3429 RIDGECLIFFE DR, FLINT, MI 48532-3764
Document Number	0000069300
Instrument Date	Oct 24, 2019
Instrument	69300
Transaction Type	Transfer
Record Updated	Nov 19, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3429 RIDGECLIFFE DR FLINT MI 485323764, FLINT, MI 48532-3764

Mortgage

Document Number	69301
Date	Nov 4, 2019
Instrument	69301

Lender

Name	ELGA CU
Type	Credit Union
Address	BURTON, MI 48519

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 3, 2024

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Flint Charter Township
Unified School District	Carman-Ainsworth Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,500 (+3.19%) Land $7,000 Building $54,500	$123,000 (+3.19%) Land $14,000 Building $109,000
2025	$2,459.00 (+3.02%)	$59,600 (+29.57%)	$119,200 (+29.57%)
2024	$2,387.00 (+79.07%)
2023		$46,000	$92,000
2021	$1,333.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENESEE COUNTY WATER SYSTEM serves 73,726 people · EPA ID MI0002615
Water Source	Purchased surface water from KAREGNONDI WATER AUTHORITY
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, WOW Internet, Cable & Phone.

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