3429 Newgate Dr, Troy, MI 48084 Property Records

Oakland County property record for 3429 Newgate Dr, Troy, MI 48084

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,598 sqft · built 1968
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$332,000 (Jan 2015)
Tax Bill	$6,476 (2025)
Deeds & Mortgages	Jul 2026 Line of Credit Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`88-20-19-326-013`

Property Details

APN / Parcel Number

Primary APN	`88-20-19-326-013`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,598 sqft Living Area
1st Floor Area	1,338 sqft
Basement Area	1,338 sqft
Finished Basement	1,338 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Colonial
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Lot Area	13,068 sqft (0.3 acres)
Lot Dimensions	155 ft deep x 85 ft wide
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal

Location & Zoning

Street Address	3429 NEWGATE DR
City	TROY
State	MI
Zip	48084-1230
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	T2N, R11E, SEC 19 WENDOVER LOT 95 EXC NLY PART MEAS 7 FT ALG REAR LOT LINE &0.00 FT ALG FRONT LOT LINE
Legal Range	11E
Legal Township	2N
Legal Section	19
Legal Subdivision	WENDOVER
Legal Lot Number	95
Jurisdiction	OAKLAND MI
Township / Civil Division	TROY
Census Block Group	1
Census Block	1019
Census Tract	196700

Owner

Source: Oakland County records, as of July 31, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3429 NEWGATE DR, TROY, MI 48084-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit PNC BANK
Feb 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 2, 2015 · Amount on Record
Deed Sale	Jan 2, 2015 · Amount on Record
Prior Sale	Mar 10, 1998
Deed Document Number	2015593
Deed Book / Page	47729 / 362
Prior Transfer Date	May 9, 2000
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Recording Date	Jul 22, 2026
Property Address	3429 NEWGATE DR, TROY, MI 48084-1230
Document Number	0000110005
Book / Page	61394 / 396
Instrument Date	Jul 17, 2026
Instrument	2026110005
Transaction Type	Mortgage
Record Updated	Jul 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 NEWGATE DR, TROY, MI 48084-1230

Mortgage

Document Number	0000110005,
Date	Jul 22, 2026
Book Page	61394/396
Instrument	2026110005

Lender

Name	PNC BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Jul 25, 2066

Interest

Rate	6.47%
Max Rate	-1%

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3429 NEWGATE DR, TROY, MI 48084-1230
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024118
Date	Feb 8, 2017
Book Page	50368/00748
Instrument	024118

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
Municipality	Troy City
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,476.00 (-1.49%)
2023			$407,140
2022	$6,574.00	$203,570

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2007)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Mar 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 85,854 people · EPA ID MI0006690
Water Source	Purchased surface water from GREAT LAKES WATER AUTHORITY
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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