3429 Goldeneye Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3429 Goldeneye Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,960 sqft · built 2006
Lot Size	0.189 acres (8,232 sqft)
Owner	Individual Name on File
Last Sale	$100 (Sep 2022)
Tax Bill	$6,685 (2025)
Deeds & Mortgages	Dec 2022 Mortgage Sep 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`27-26-30-0562-0001-0910`

Property Details

APN / Parcel Number

Primary APN	`27-26-30-0562-0001-0910`
Alternative APNs	`263027056200010910` `135946`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,960 sqft Living Area
Gross Area	2,400 sqft
1st Floor Area	1,960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,232 sqft (0.189 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	3429 GOLDENEYE LN
City	SAINT CLOUD
State	FL
Zip	34772-7767
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR1B
Legal Description	MALLARD POND PH 1 PB 17 PGS 127-131 LOT 91
Legal Range	30E
Legal Township	26S
Legal Section	27
Legal Subdivision	MALLARD POND PH 1
Legal Phase	1
Legal Tract	562
Legal Block	910
Legal Lot Number	91
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1013
Census Tract	43207

Owner

3429 Goldeneye Ln is owned and occupied by an individual who bought it in September 2022.

Source: Osceola County records, as of November 26, 2025

Owner of Record	Individual Name on File
Mailing Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2022	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 6, 2022	Intrafamily Transfer, Transfer · VA Mortgage HOME POINT FINANCIAL CORPORATION
Sep 9, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Nov 1, 2020	Loan Modification, Mortgage · Conventional with PMI CALIBER HM LOANS
May 7, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2022 · Amount on File
Deed Sale	Sep 6, 2022 · Amount on File
Prior Sale	May 7, 2018 · Amount on File
Deed Document Number	2022135151
Deed Book / Page	6280 / 2289
Prior Transfer Date	Aug 25, 2022
Prior Transfer Doc	0062802289
Record Updated	Sep 20, 2026

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767
Transaction Type	Mortgage
Record Updated	Mar 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767

Mortgage

Document Number	0063240101
Date	Dec 2, 2022
Book Page	6324/101
Instrument	2022173872

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Sep 1, 2052

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 6, 2022
Property Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767
Document Number	0062802289
Book / Page	6280 / 2289
Map Reference	MB 17 PG 127-131
Instrument Date	Aug 25, 2022
Instrument	2022135151
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767

Mortgage

Document Number	0062802291
Date	Sep 6, 2022
Instrument	6280/2291

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2052

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OSCEOLA FL
Recording Date	Sep 9, 2021
Property Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767
Document Number	0060400395
Book / Page	6040 / 395
Map Reference	MB 17 PG 127-131
Instrument Date	Sep 9, 2021
Instrument	2021140122
Transaction Type	Transfer
Record Updated	Mar 6, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	OSCEOLA FL
Property Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767
Document Number	0058521293
Instrument Date	Nov 1, 2020
Transaction Type	Mortgage
Record Updated	Jan 8, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 GOLDENEYE LN ST CLOUD FL 347727767, ST CLOUD, FL 34772-7767

Mortgage

Document Number	0058521293
Date	Dec 16, 2020
Book Page	005852/001293
Instrument	170893

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	OKLAHOMA CITY, OK 73134

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	336 Months
Due	Dec 15, 2048

Interest

Rate Type	Fixed Rate
Rate	3.37%

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 7, 2018
Property Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767
Document Number	0053291018
Book / Page	5329 / 1018
Map Reference	MB17 PG127-131
Instrument Date	Apr 24, 2018
Instrument	2018072462
Transaction Type	Transfer
Record Updated	Sep 28, 2021
Title Company	METES & BOUNDS TITLE CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,631.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	37 SANDMERE AVE BRAMPTON ONTRAIO L6Z 4A2, 37, 00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3429 GOLDENEYE LN, SAINT CLOUD, FL 34772-7767

Mortgage

Document Number	2018072463
Date	May 7, 2018
Instrument	2018072463

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3429 Goldeneye Ln was $6,685 with exemptions applied, up 34.9% from the year before.

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,685.00 (+34.94%) Homeowner's exemption Veteran's exemption	$211,112	$313,400 Land $70,000 Building $243,400
2024	$4,954.00 (+124.37%)
2023	$2,208.00 (+0.32%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$199,188 (+3%)	$298,400 (+15.08%) Land $60,000 Building $238,400
2022	$2,201.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$193,387	$259,300 Land $55,000 Building $204,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3429 Goldeneye Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3429 Goldeneye Ln is moderate, ranking above 60% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · lower than 66% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
CenturyLink DSL	140 / 20

May also be available: AT&T, Verizon, Xfinity.

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