St. Charles County property record for 3429 Broad St, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,796 sqft · built 2018 |
| Lot Size | 0.101 acres (4,443 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $336,380 (Oct 2018) |
| Tax Bill | $7,394 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | T180500206 |
| Primary APN | T180500206 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,796 sqft Living Area |
| Basement Area | 1,446 sqft |
| Finished Basement | 750 sqft |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Siding |
| Lot Area | 4,443 sqft (0.101 acres) |
| Garage Type | Attached |
| Sewer | Connected |
|---|
| Account Number | T180500206 |
|---|---|
| Street Address | 3429 BROAD ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-8498 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NEW TOWN AT ST CHAS #10-F LOT 8451 |
| Legal Range | 05E |
| Legal Township | 47N |
| Legal Subdivision | NEW TOWN AT ST CHAS #10-F |
| Legal Lot Number | 8451 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 310201 |
3429 Broad St is owned and occupied by two individuals who bought it in October 2018.
Source: St. Charles County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3429 BROAD ST, SAINT CHARLES, MO 63301-8498 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 27, 2020 | Deed of Trust, Mortgage · VA Mortgage GUARANTEED RATE |
| Mar 5, 2020 | Deed of Trust, Mortgage NAVY FCU |
| Oct 19, 2018 | Grant Deed, Transfer · VA Mortgage GUARANTEED RATE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2018 · Amount on File |
| Deed Sale | Oct 19, 2018 · Amount on File |
| Deed Document Number | 0069922163 |
| Deed Book / Page | 6992 / 2163 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3429 BROAD ST, SAINT CHARLES, MO 63301-8498 |
| Document Number | 0000094234 |
| Instrument Date | Nov 27, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 26, 2021 |
| Title Company | RAVENSWOOD TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3429 BROAD ST ST CHARLES MO 633018498, ST CHARLES, MO 63301-8498 |
| Document Number | 0000094234 |
|---|---|
| Date | Dec 3, 2020 |
| Instrument | 94234 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 3429 BROAD ST, SAINT CHARLES, MO 63301-8498 |
| Document Number | 0072571859 |
| Instrument Date | Mar 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3429 BROAD ST ST CHARLES MO 633018498, ST CHARLES, MO 63301-8498 |
| Document Number | 0072571859 |
|---|---|
| Date | Mar 27, 2020 |
| Book Page | 007257/001859 |
| Instrument | 191500 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Mar 26, 2035 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Oct 19, 2018 |
| Property Address | 3429 BROAD ST, SAINT CHARLES, MO 63301-8498 |
| Document Number | 0069922163 |
| Book / Page | 006992 / 002163 |
| Instrument Date | Oct 18, 2018 |
| Instrument | 600280 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2019 |
| Title Company | DEPENDABLE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3429 BROAD ST ST CHARLES MO 633018498, ST CHARLES, MO 63301-8498 |
| Document Number | 69922165 |
|---|---|
| Date | Oct 19, 2018 |
| Book Page | 006992/002165 |
| Instrument | 600290 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 18, 2048 |
The 2025 property tax bill for 3429 Broad St was $7,394.
Source: St. Charles County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Orchard Farm R-V School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,394.00 | $102,040 | $537,054 Land $48,000 Building $489,054 |
| 2023 | $91,572 | ||
| 2022 | $481,960 Land $36,000 Building $445,960 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3429 Broad St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 31 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 31 in force |
| Nearby Flood Claims | 3 (2013–2022) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 3429 Broad St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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