Manatee County property record for 3429 97th Ln E, Palmetto, FL 34221
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,148 sqft · built 2010 |
| Lot Size | 0.159 acres (6,966 sqft) |
| Owner | Company Name on File |
| Last Sale | $280,000 (Sep 2025) |
| Tax Bill | $2,138 (2024) |
| Deeds & Mortgages | May 2021 Mortgage Jan 2023 Second Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6182.0435-9 |
| Primary APN | 6182.0435-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,148 sqft Living Area |
| Gross Area | 1,568 sqft |
| 1st Floor Area | 1,148 sqft |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,966 sqft (0.159 acres) |
| Terrain | Low |
| Garage Type | Attached |
| Garage Area | 380 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 40 sqft |
| Patio Area | 180 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 331817618204359 |
|---|---|
| Old Parcel Number | 0618204359 |
| Street Address | 3429 97TH LN E |
| City | PALMETTO |
| State | FL |
| Zip | 34221-8013 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD-R |
| Legal Description | LOT 77 GILLETTE GROVE SUBDIVISION PI#6182.0435/9 |
| Legal Range | 18E |
| Legal Township | 33S |
| Legal Section | 17 |
| Legal Subdivision | GILLETTE GROVE |
| Legal Tract | 618200 |
| Legal Block | 1098 |
| Legal Lot Number | 77 |
| Jurisdiction | MANATEE FL |
| Township / Civil Division | PALMETTO |
| Census Block Group | 1 |
| Census Block | 1055 |
| Census Tract | 1602 |
Source: Manatee County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jan 20, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SPRING EQ LLC |
| Sep 29, 2025 | Warranty Deed, Transfer BAY CITY TITLE PARTNERS |
| Sep 18, 2020 | Loan Modification, Mortgage · Conventional with PMI PENNYMAC |
| Mar 8, 2019 | Warranty Deed, Transfer · Conventional Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 29, 2025 · Amount on Record |
| Deed Sale | Sep 29, 2025 · Amount on Record |
| Prior Sale | Mar 8, 2019 · Amount on Record |
| Deed Document Number | 202541119629 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Document Number | 0041065571 |
|---|---|
| Date | May 18, 2021 |
| Instrument | 202141065571 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Title Company | MC TITLE, MSC TITLE |
| Name | Verified Name |
|---|---|
| Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Document Number | 0041005994 |
|---|---|
| Date | Jan 20, 2023 |
| Instrument | 202341005994 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 1, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Sep 29, 2025 |
| Property Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Document Number | 0041119629 |
| Map Reference | MB 50 PG 145 |
| Instrument Date | Aug 11, 2025 |
| Instrument | 202541119629 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Title Company | BAY CITY TITLE PARTNERS |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,960.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Name | Verified Name |
|---|---|
| Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MANATEE FL |
| Property Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Document Number | 0041113896 |
| Instrument Date | Sep 18, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 3429 97TH LN E PALMETTO FL 342218013, PALMETTO, FL 34221-8013 |
| Document Number | 0041113896 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 41113896 |
| Name | PENNYMAC |
|---|---|
| Address | MOORPARK, CA 93021 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 20, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.75% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MANATEE FL |
| Recording Date | Mar 8, 2019 |
| Property Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Document Number | 0027713886 |
| Book / Page | 2771 / 3886 |
| Map Reference | MB 50 PG 145-150 |
| Instrument Date | Mar 6, 2019 |
| Instrument | 201941021730 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,400.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1114 37TH AVE E, 1114, BRADENTON, FL 34208-4551 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3429 97TH LN E, PALMETTO, FL 34221-8013 |
| Document Number | 201941021731 |
|---|---|
| Date | Mar 8, 2019 |
| Instrument | 201941021731 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2049 |
Source: Manatee County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Manatee County |
| Unified School District | Manatee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $184,998 (+2.9%) | $196,267 (-14.77%) Land $45,900 Building $150,367 | |
| 2024 | $2,138.00 (+2%) Homeowner's exemption | $179,784 (+3%) | $230,277 (-13.1%) Land $45,900 Building $184,377 |
| 2023 | $2,096.00 (+3.3%) Homeowner's exemption | $174,548 (+3%) | $264,976 (+13.44%) Land $45,900 Building $219,076 |
| 2022 | $2,029.00 Homeowner's exemption | $169,464 | $233,587 Land $45,000 Building $188,587 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 59 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 59 in force |
| Nearby Flood Claims | 9 (1992–2024) |
| Claims Outside the SFHA | 4 of 9 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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