3428 Wheat St, Columbia, SC 29205 Property Records

Richland County property record for 3428 Wheat St, Columbia, SC 29205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,459 sqft · built 1938
Lot Size	0.249 acres (10,887 sqft)
Owner	Individual Name on File
Tax Bill	$1,868 (2025)
Deeds & Mortgages	Aug 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13803-07-07`

Property Details

APN / Parcel Number

Primary APN	`13803-07-07`
Alternative APNs	`R13803-07-07` `00468504`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,459 sqft Heated Area
Gross Area	1,728 sqft
1st Floor Area	1,459 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1965
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,887 sqft (0.249 acres)
Garage Area	437 sqft
Porch	Open Porch
Porch Area	149 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	00468504
Street Address	3428 WHEAT ST
City	COLUMBIA
State	SC
Zip	29205-2724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-3
Legal Description	LOT 7 56.5X149X56.4X149 #SU #PR H-32
Legal Subdivision	SHANDON
Legal Lot Number	7,56
Jurisdiction	RICHLAND SC
Township / Civil Division	COLUMBIA
Census Block Group	3
Census Block	3007
Census Tract	2500

Owner

Source: Richland County records · APN 13803-07-07

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3428 WHEAT ST, COLUMBIA, SC 29205-2724
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	3428 WHEAT ST, COLUMBIA, SC 29205-2724
Transaction Type	Mortgage
Record Updated	Apr 11, 2024
Title Company	COMMONWEALTH LAND TITLE INSURANCE COMPANY, COMMONWEALTH LAND TTL INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026492394
Date	Aug 02, 2021
Book Page	2649/2394
Instrument	2021051189

Lender

Name	FIRST PALMETTO BANK
Type	Bank
Address	COLUMBIA, SC 29205

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 01, 2036

Tax Assessment & Valuation

Source: Richland County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Municipality	Columbia City
Unified School District	Richland School District 1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,868.00 (+17.26%)	$261,300 (+2,775.22%)	$329,500 (+45.03%) Land $108,000 Building $221,500
2023	$1,593.00 (-6.4%)	$9,088 (-0.02%)	$227,200 (-0.31%)
2021	$1,702.00	$9,090	$227,900 Land $90,000 Building $137,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Richland County (45079C), as of September 13, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 450790025003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 98.9% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless · Fiber in parts of the area	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 378 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SC4010001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF COLUMBIA serves 354,068 people
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.