3428 W Shore Rd, Warwick, RI 02886 Property Records

Warwick City property record for 3428 W Shore Rd, Warwick, RI 02886

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,457 sqft · built 1915
Lot Size	0.774 acres (33,726 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jun 2026)
Tax Bill	$6,165 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`36400090000`

Property Details

APN / Parcel Number

Primary APN	`36400090000`
Alternative APNs	`WARW M:364 B:0009 L:0000` `132629` `142089` `145376`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,457 sqft Living Area
Gross Area	4,197 sqft
1st Floor Area	1,329 sqft
Basement Area	1,304 sqft
Unfinished Basement	1,304 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,726 sqft (0.774 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	145376
Street Address	3428 W SHORE RD
City	WARWICK
State	RI
Zip	02886-7549
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A10
Legal Block	9
Jurisdiction	WARWICK RI
Township / Civil Division	WARWICK
Census Block Group	1
Census Block	1019
Census Tract	21903

Owner

3428 W Shore Rd is owned and occupied by an individual who bought it in June 2026.

Source: Warwick City records, as of July 7, 2026

Owner of Record	Individual Name on File
Mailing Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2026	Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TRUST COMPANY
Dec 11, 2023	Quit Claim Deed, Transfer Quitclaim
Dec 27, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 10, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage PENTAGON FCU
Jan 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2026 · Amount on File
Deed Sale	Jun 15, 2026 · Amount on File
Prior Sale	Mar 10, 2023 · Amount on File
Deed Document Number	20266796
Deed Book / Page	10911 / 56
Prior Transfer Date	Dec 11, 2023
Prior Transfer Doc	00010431-1
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jun 15, 2026
Property Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Document Number	0000006796
Book / Page	10911 / 56
Instrument Date	Jun 10, 2026
Instrument	20266796
Transaction Type	Transfer
Record Updated	Jul 7, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 W SHORE RD, WARWICK, RI 02886-7549

Mortgage

Date	Jun 15, 2026

Lender

Name	WASHINGTON TRUST COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.3%
Max Rate	-1%

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Dec 11, 2023
Property Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Document Number	010423-234
Book / Page	10423 / 234
Instrument Date	Dec 11, 2023
Instrument	13095
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Investor	Possibly a Property Investor

December 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WARWICK RI
Recording Date	Dec 27, 2023
Property Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Document Number	00010431-1
Book / Page	10431 / 1
Instrument Date	Dec 11, 2023
Instrument	13697
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Investor	Possibly a Property Investor

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Mar 10, 2023
Property Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Document Number	010292-212
Book / Page	10292 / 212
Instrument Date	Mar 10, 2023
Instrument	2277
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Investor	Possibly a Property Investor

Mortgage

Document Number	0000002278
Date	Mar 10, 2023
Instrument	2278

Lender

Name	PENTAGON FCU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARWICK RI
Recording Date	Jan 28, 2022
Property Address	3428 W SHORE RD, WARWICK, RI 02886-7549
Document Number	010066-315
Book / Page	10066 / 315
Instrument Date	Jan 28, 2022
Instrument	1479
Transaction Type	Transfer
Record Updated	Apr 27, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001481
Date	Jan 28, 2022
Instrument	1481

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3428 W Shore Rd was $6,165.

Source: Warwick City assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
Municipality	Warwick City
Unified School District	Warwick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,165.00	$485,400 Land $137,700 Building $347,700
2024			$374,015
2023	$4,846.00 (-28.35%)	$341,500 (-5.43%) Land $119,700 Building $221,800
2022	$6,763.00	$361,100 Land $89,100 Building $272,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3428 W Shore Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1978–2010)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Mar 2010 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Mar 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 3428 W Shore Rd, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARWICK-CITY OF serves 73,289 people · EPA ID RI1615627
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 349 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: AT&T.

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