3428 Shawhan Ln, Carmichael, CA 95608 Property Records

Sacramento County property record for 3428 Shawhan Ln, Carmichael, CA 95608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,610 sqft · built 2000
Lot Size	0.123 acres (5,339 sqft)
Owner	Individual on Record
Last Sale	$360,000 (Feb 2019)
Tax Bill	$4,873 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`258-0400-038-0000`

Property Details

APN / Parcel Number

Primary APN	`258-0400-038-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,610 sqft Living Area
1st Floor Area	1,610 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	5,339 sqft (0.123 acres)
Garage Area	386 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3428 SHAWHAN LN
City	CARMICHAEL
State	CA
Zip	95608-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-10
Legal Description	WHITNEY TERRACE, LOT 10
Legal Subdivision	WHITNEY TERRACE
Legal Lot Number	10
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3010
Census Tract	7602

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	3428 SHAWHAN LN, CARMICHAEL, CA 95608-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage SUMMIT FUNDING INC
Feb 15, 2019	Grant Deed, Transfer · Conventional with PMI BANK OF ENGLAND
Feb 15, 2019	Affidavit of Death, Transfer PLACER TITLE COMPANY, PLACER TITLE CO.

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2019 · Amount on Record
Deed Sale	Feb 15, 2019 · Amount on Record
Prior Sale	Feb 9, 2001 · Amount on Record
Deed Book / Page	20190215 / 1032
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	3428 SHAWHAN LN, CARMICHAEL, CA 95608-3200
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 SHAWHAN LN, CARMICHAEL, CA 95608-3200

Mortgage

Document Number	0000001396
Date	Feb 8, 2021
Instrument	202102081396

Lender

Name	SUMMIT FUNDING INC
Type	Mortgage Company
Address	SACRAMENTO, CA 95815

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 15, 2019
Property Address	3428 SHAWHAN LN, CARMICHAEL, CA 95608-3200
Document Number	1902151032
Instrument Date	Feb 5, 2019
Instrument	1902151032
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$396.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 SHAWHAN LN CARMICHAEL CA 956083200, CARMICHAEL, CA 95608-3200

Mortgage

Document Number	1902151033
Date	Feb 15, 2019
Instrument	1902151033

Lender

Name	BANK OF ENGLAND
Type	Bank
Address	LITTLE ROCK, AR 72201

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2049

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SACRAMENTO CA
Recording Date	Feb 15, 2019
Property Address	3428 SHAWHAN LN, CARMICHAEL, CA 95608-3200
Document Number	1902151031
Instrument Date	Feb 5, 2019
Instrument	1902151031
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1255 OAKCREST CT MARTINEZ CA 945534754, MARTINEZ, CA 94553-4754

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,612 (+2%) Land $122,883 Building $286,729
2025	$4,873.00 (+2.16%)	$401,581 (+4.04%) Land $120,474 Building $281,107
2024	$4,770.00 (+1.6%)
2023	$4,695.00 (+2.04%)	$385,990 Land $115,797 Building $270,193
2022	$4,601.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1995–1998)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMICHAEL WATER DISTRICT serves 41,193 people · EPA ID CA3410004
Water Source	Groundwater influenced by surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 461 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Succeed.Net Fixed Wireless	100 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks.

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