Hamilton County property record for 3428 Saint John's Pl, Cincinnati, OH 45208
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,612 sqft · built 1920 |
| Lot Size | 0.203 acres (8,843 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $960,000 (Aug 2026) |
| Tax Bill | $14,929 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Apr 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 039-0001-0147-00 |
| Primary APN | 039-0001-0147-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,612 sqft Living Area |
| Gross Area | 3,374 sqft |
| 1st Floor Area | 1,262 sqft |
| 2nd Floor Area | 850 sqft |
| Upper Floors Area | 850 sqft |
| Basement Area | 1,262 sqft |
| Finished Basement | 500 sqft |
| Unfinished Basement | 762 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 8,843 sqft (0.203 acres) |
| Lot Dimensions | 153 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Porch | Open Frame Porch |
| Porch Area | 171 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 3428 SAINT JOHNS PL |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45208-2506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | 3428 ST JOHNS PL 50 X 153.67 ES ST JOHNS PL 182.98 FT |
| Legal Subdivision | LANGDON FARM 03 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 5100 |
Source: Hamilton County records, as of September 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3428 SAINT JOHNS PL, CINCINNATI, OH 45208-2506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Aug 12, 2026 | Warranty Deed, Transfer · Conventional Mortgage KEMBA CREDIT UNION |
| Apr 21, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Jul 2, 2018 | Survivorship Deed, Transfer · ARM US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2026 · Amount on Record |
| Deed Sale | Aug 12, 2026 · Amount on Record |
| Prior Sale | Apr 21, 2022 · Amount on Record |
| Deed Document Number | 202665951 |
| Deed Book / Page | 15727 / 1832 |
| Prior Transfer Date | Jul 24, 2020 |
| Prior Transfer Doc | 0000075105 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 12, 2026 |
| Property Address | 3428 SAINT JOHNS PL, CINCINNATI, OH 45208-2506 |
| Document Number | 0000065951 |
| Book / Page | 15727 / 1832 |
| Instrument Date | Aug 6, 2026 |
| Instrument | 202665951 |
| Transaction Type | Transfer |
| Record Updated | Sep 18, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $193,920.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 3428 SAINT JOHNS PL, CINCINNATI, OH 45208-2506 |
| Investor | Possibly a Property Investor |
| Document Number | 0000065952, |
|---|---|
| Date | Aug 12, 2026 |
| Instrument | 202665952 |
| Name | KEMBA CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 21, 2022 |
| Property Address | 3428 SAINT JOHNS PL, CINCINNATI, OH 45208-2506 |
| Document Number | 0000040726 |
| Book / Page | 14651 / 1722 |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2022-0040726 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2022 |
| Title Company | LAWYERS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,025.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3428 SAINT JOHNS PL, CINCINNATI, OH 45208-2506 |
| Document Number | 0000040727 |
|---|---|
| Date | Apr 21, 2022 |
| Instrument | 2022-0040727 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3428 SAINT JOHNS PL, CINCINNATI, OH 45208-2506 |
| Transaction Type | Mortgage |
| Record Updated | Sep 16, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000052653 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 14405/2932 |
| Instrument | 2021-0052653 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 322 Months |
| Due | Feb 1, 2048 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jul 2, 2018 |
| Property Address | 3428 SAINT JOHNS PL, CINCINNATI, OH 45208-2506 |
| Document Number | 0000006732 |
| Instrument Date | Jun 21, 2018 |
| Instrument | 18-0056732 |
| Transaction Type | Transfer |
| Record Updated | Sep 16, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,476.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3428 SAINT JOHNS PL, CINCINNATI, OH 45208-2506 |
| Document Number | 0000006733 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 18-0056733 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.75% |
| Index | 1-Year CMT |
| Max Rate | 8.75% |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,929.00 (+3.05%) | $236,250 (-) Land $95,053 Building $141,197 | $675,000 (-) Land $271,580 Building $403,420 |
| 2024 | $14,487.00 (-2.15%) | $236,250 (-) Land $95,053 Building $141,197 | |
| 2023 | $14,806.00 (+21.39%) | $236,250 (+36.17%) Land $95,053 Building $141,197 | $675,000 (+36.17%) Land $271,580 Building $403,420 |
| 2022 | $12,197.00 Homeowner's exemption | $173,502 Land $69,419 Building $104,083 | |
| 2020 | $495,720 Land $198,340 Building $297,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 81% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 663 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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