3428 Ripple Rd, Windsor Mill, MD 21244 Property Records

Baltimore County property record for 3428 Ripple Rd, Windsor Mill, MD 21244

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,180 sqft · built 1954
Lot Size	0.174 acres (7,590 sqft)
Owner	2 Individual Names on File
Last Sale	$242,000 (Feb 2021)
Tax Bill	$2,986 (2024)
Deeds & Mortgages	Nov 2021 Transfer Feb 2021 Sale & Mortgage
APN	`02-0212400560`

Property Details

APN / Parcel Number

Primary APN	`02-0212400560`
Alternative APNs	`20212400560` `0212400560`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,180 sqft Living Area
Gross Area	1,420 sqft
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	7,590 sqft (0.174 acres)
Lot Dimensions	110 ft deep x 69 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	136 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0212400560
Street Address	3428 RIPPLE RD
City	WINDSOR MILL
State	MD
Zip	21244-3603
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LYNNE ACRES
Legal Subdivision	LYNNE ACRES
Legal Block	3
Legal Lot Number	38
Jurisdiction	BALTIMORE MD
Township / Civil Division	2
Census Block Group	3
Census Block	3006
Census Tract	402303

Owner

3428 Ripple Rd is owned and occupied by two individuals who acquired it in October 2021.

Source: Baltimore County records, as of July 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3428 RIPPLE RD, BALTIMORE, MD 21244-3603
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2021	Intrafamily Transfer, Transfer ABODE SETTLEMENT GROUP LLC
Feb 3, 2021	Deed, Transfer · FHA Mortgage MERIDIAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2021 · Amount on File
Deed Sale	Feb 3, 2021 · Amount on File
Prior Sale	Mar 1, 1990 · Amount on File
Deed Book / Page	44039 / 255
Last Transfer Date	Oct 8, 2021
Transfer Doc	0458910080
Record Updated	Jun 8, 2026

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BALTIMORE MD
Recording Date	Nov 29, 2021
Property Address	3428 RIPPLE RD, BALTIMORE, MD 21244-3603
Document Number	0458910080
Book / Page	45891 / 80
Map Reference	MB GLB19 FO 41
Instrument Date	Oct 8, 2021
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	ABODE SETTLEMENT GROUP LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3428 RIPPLE RD, WINDSOR MILL, MD 21244-3603

February 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Feb 3, 2021
Property Address	3428 RIPPLE RD, BALTIMORE, MD 21244-3603
Document Number	0440390255
Book / Page	44039 / 255
Map Reference	MB GLB19 FO 41
Instrument Date	Sep 30, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	ABODE SETTLEMENT GROUP LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 RIPPLE RD, WINDSOR MILL, MD 21244-3603

Mortgage

Document Number	0044039261
Date	Feb 3, 2021
Instrument	44039/261

Lender

Name	MERIDIAN BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Oct 1, 2050

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$234,033	$250,300 Land $81,900 Building $168,400
2024	$2,986.00 (+107.07%)
2023	$1,442.00 Homeowner's exemption	$200,000	$225,900 Land $57,700 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3428 Ripple Rd; there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 Ripple Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 416 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: BridgeMAXX Suncoast Broadband, T-Mobile.

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