3428 Ridge Blvd, Palm Harbor, FL 34684 Property Records

Pinellas County property record for 3428 Ridge Blvd, Palm Harbor, FL 34684

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,822 sqft · built 1986
Lot Size	0.212 acres (9,230 sqft)
Owner	2 Individual Names on Record
Last Sale	$573,500 (Mar 2024)
Tax Bill	$8,061 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage Apr 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C62-000-759-0553-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-759-0553-9`
Alternative APNs	`08-28-16-94115-000-0470` `281608941150000470` `162808941150000470` `R86672`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,822 sqft Living Area
Gross Area	2,713 sqft
1st Floor Area	1,822 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	9,230 sqft (0.212 acres)
Lot Dimensions	122 ft deep x 76 ft wide
Garage Type	Attached
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Patio
Porch Area	408 sqft
Deck Area	280 sqft
Patio Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R86672
Street Address	3428 RIDGE BLVD
City	PALM HARBOR
State	FL
Zip	34684-3535
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD75
Legal Description	VILLAGE OF WOODLAND HILLS UNIT 1 LOT 47 (SEE S05-28-16)
Legal Range	16E
Legal Township	28S
Legal Section	8
Legal Subdivision	VILLAGE OF WOODLAND HILLS
Legal Tract	94115
Legal Lot Number	47
Jurisdiction	PINELLAS FL
Township / Civil Division	TARPON SPRINGS
Census Block Group	2
Census Block	2016
Census Tract	27314

Owner

Source: Pinellas County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3428 RIDGE BLVD, PALM HARBOR, FL 34684-3535
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2024	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Apr 15, 2019	Warranty Deed, Transfer · Conventional Mortgage NFM LNDG
Jun 26, 2018	Deed of Trust, Mortgage · Line of Credit ACHIEVA CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2024 · Amount on Record
Deed Sale	Mar 29, 2024 · Amount on Record
Prior Sale	Apr 15, 2019 · Amount on Record
Deed Document Number	202479283
Deed Book / Page	22749 / 909
Prior Transfer Date	Aug 24, 2010
Prior Transfer Doc	0170290646
Record Updated	Oct 29, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Mar 29, 2024
Property Address	3428 RIDGE BLVD, PALM HARBOR, FL 34684-3535
Document Number	0227490909
Book / Page	22749 / 909
Map Reference	MB 89 PG 20&21
Instrument Date	Mar 28, 2024
Instrument	2024079283
Transaction Type	Transfer
Record Updated	Apr 18, 2024
Title Company	BLUE RIDGE TITLE AND ESCROW INC, BLUE BRICK TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,014.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2484 PATRIOT BLUFFS DR, FUQUAY VARINA, NC 27526-4513

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 RIDGE BLVD, PALM HARBOR, FL 34684-3535

Mortgage

Document Number	0022749911
Date	Mar 29, 2024
Instrument	22749/911

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 15, 2019
Property Address	3428 RIDGE BLVD, PALM HARBOR, FL 34684-3535
Document Number	0204991379
Book / Page	020499 / 001379
Instrument Date	Apr 9, 2019
Instrument	115737
Transaction Type	Transfer
Record Updated	May 1, 2019
Title Company	KLEER TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,436.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3428 RIDGE BLVD PALM HARBOR FL 346843535, PALM HARBOR, FL 34684-3535

Mortgage

Document Number	204991382
Date	Apr 15, 2019
Book Page	020499/001382
Instrument	115738

Lender

Name	NFM LNDG
Address	LINTHICUM, MD 21090

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PINELLAS FL
Property Address	3428 RIDGE BLVD, PALM HARBOR, FL 34684-3535
Document Number	0201160041
Instrument Date	Jun 26, 2018
Transaction Type	Mortgage
Record Updated	Jul 27, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3428 RIDGE BLVD PALM HARBOR FL 346843535, PALM HARBOR, FL 34684-3535

Mortgage

Document Number	0201160041
Date	Jul 5, 2018
Book Page	020116/000041
Instrument	211696

Lender

Name	ACHIEVA CU
Type	Credit Union
Address	DUNEDIN, FL 34697

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 4, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,061.00 (+67.41%) Homeowner's exemption	$480,929 (+61.07%) Land $171,766 Building $309,163	$480,929 (+8.16%) Land $171,766 Building $309,163
2024	$4,815.00 (+1.63%)
2023	$4,738.00 (+2.87%) Homeowner's exemption	$298,579 (+3%)	$444,635 (+20.24%) Land $202,943 Building $241,692
2022	$4,606.00 Homeowner's exemption	$289,883	$369,801 Land $180,053 Building $189,748

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 91 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	91 in force
Nearby Flood Claims	8 (2009–2024)
Claims Outside the SFHA	8 of 8
Most Recent Claim	Oct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 473 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Nearby Properties on Ridge Blvd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures