3428 Pilot Cir, Naples, FL 34120 Property Records

Collier County property record for 3428 Pilot Cir, Naples, FL 34120

Property Summary

Property Type	Single Family Home
Details	2,622 sqft · built 2020
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individual Names on Record
Last Sale	$468,991 (May 2020)
Tax Bill	$4,951 (2025)
Deeds & Mortgages	Oct 2020 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone AH (high risk)
APN	`705310 653B26`

Property Details

APN / Parcel Number

Primary APN	`705310 653B26`
Alternative APN	`81080004744`

Interior

Building Area	2,622 sqft Living Area
1st Floor Area	2,622 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	15,246 sqft (0.35 acres)

Location & Zoning

Street Address	3428 PILOT CIR
City	NAPLES
State	FL
Zip	34120-0721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WARM SPRINGS PHASE 2 LOT 65
Legal Range	26
Legal Township	48
Legal Section	26
Legal Subdivision	WARM SPRINGS PHASE 2
Legal Phase	2
Legal Block	1
Legal Lot Number	65
Jurisdiction	COLLIER FL
Township / Civil Division	NAPLES
Census Block Group	1
Census Block	1002
Census Tract	10423

Owner

Source: Collier County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3428 PILOT CIR, NAPLES, FL 34120-0721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2020	Special Warranty Deed, Transfer · Conventional Mortgage MATTAMY HOME FUNDING LLC
Oct 4, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2020 · Amount on Record
Deed Sale	May 6, 2020 · Amount on Record
Prior Sale	Oct 4, 2019 · Amount on Record
Deed Document Number	20205863622
Deed Book / Page	5759 / 3795
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3428 PILOT CIR, NAPLES, FL 34120-0721
Transaction Type	Mortgage
Record Updated	Jul 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 PILOT CIR, NAPLES, FL 34120-0721

Mortgage

Document Number	0058353487
Date	Oct 27, 2020
Book Page	5835/3487
Instrument	5944532

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

May 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	May 6, 2020
Property Address	3428 PILOT CIR, NAPLES, FL 34120-0721
Document Number	0057593795
Book / Page	5759 / 3795
Map Reference	MB 63 PG 58-63
Instrument Date	Apr 30, 2020
Instrument	5863622
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,283.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4107 CRESCENT PARK DR, 4107, RIVERVIEW, FL 33578-3030

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 PILOT CIR, NAPLES, FL 34120-0721

Mortgage

Document Number	0057593800
Date	May 6, 2020
Instrument	5759/3800

Lender

Name	MATTAMY HOME FUNDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 4, 2019
Property Address	3428 PILOT CIR, NAPLES, FL 34120-0721
Document Number	0056803883
Book / Page	005680 / 003883
Instrument Date	Sep 30, 2019
Instrument	5773764
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$13,641.20
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4901 VINELAND RD #450 ORLANDO FL 328117229, 450, ORLANDO, FL 32811-7229
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$499,833 (+2.7%)	$638,396 (-32.89%) Land $220,379 Building $418,017
2025	$4,951.00 (+8.19%) Homeowner's exemption	$486,692 (+5.99%)	$951,297 (+43.63%) Land $540,580 Building $410,717
2023	$4,576.00 (-2.24%) Homeowner's exemption	$459,200 (+3%)	$662,318 (+7.22%) Land $147,178 Building $515,140
2022	$4,681.00 Homeowner's exemption	$445,825	$617,708 Land $190,498 Building $427,210

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AH high risk · shallow ponding 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 183 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	183 in force
Nearby Flood Claims	4 (2015–2017)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 85% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Hotwire Communications, T-Mobile, Xfinity.

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