Yolo County property record for 3428 Morro Bay Ave, Davis, CA 95616
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4.5 ba · 5,329 sqft · built 1990 |
| Lot Size | 0.29 acres (12,611 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $10,110 (2025) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-462-073-000 |
| Primary APN | 036-462-073-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 5,329 sqft Living Area |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 12,611 sqft (0.29 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3428 MORRO BAY AVE |
|---|---|
| City | DAVIS |
| State | CA |
| Zip | 95616-5640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SD3445 STONEGATE #19 L 656 |
| Legal Subdivision | STONEGATE 19 |
| Legal Lot Number | 656 |
| Jurisdiction | YOLO CA |
| Township / Civil Division | DAVIS |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 10508 |
3428 Morro Bay Ave is owned by a company that acquired it in September 2011 and is owner-occupied.
Source: Yolo County records, as of August 5, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3428 MORRO BAY AVE, DAVIS, CA 95616-5640 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 3, 2026 | Deed of Trust, Mortgage · Line of Credit YOLO FEDERAL CREDIT UNION |
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC |
| May 8, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 12, 2011 |
| Transfer Doc | 0000025264 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Recording Date | Jun 3, 2026 |
| Property Address | 3428 MORRO BAY AVE, DAVIS, CA 95616-5640 |
| Document Number | 0000009190 |
| Instrument Date | May 29, 2026 |
| Instrument | 20269190 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | E-PLACER TITLE, PLACER TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust, 221 |
| Address | 3428 MORRO BAY AVE, DAVIS, CA 95616-5640 |
| Document Number | 0000009190, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 20269190 |
| Name | YOLO FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | May 29, 2051 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 3428 MORRO BAY AVE, DAVIS, CA 95616-5640 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3428 MORRO BAY AVE, DAVIS, CA 95616-5640 |
| Document Number | 0000002180 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021-0002180 |
| Name | FINANCE OF AMERICA MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | HORSHAM, PA 19044 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | YOLO CA |
| Property Address | 3428 MORRO BAY AVE, DAVIS, CA 95616-5640 |
| Document Number | 0000012532 |
| Instrument Date | May 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 31, 2018 |
| Title Company | AMERICAN TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3428 MORRO BAY AVE DAVIS CA 956165640, DAVIS, CA 95616-5640 |
| Document Number | 0000012532 |
|---|---|
| Date | May 30, 2018 |
| Instrument | 12532 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 3428 Morro Bay Ave was $10,110 with a homeowner's exemption.
Source: Yolo County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Yolo County |
| Municipality | Davis City |
| Unified School District | Davis Joint Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $922,090 (+2%) Land $185,458 Building $736,632 | |
| 2025 | $10,110.00 Homeowner's exemption | $904,011 Land $181,822 Building $722,189 |
| 2023 | $9,716.00 (+1.75%) Homeowner's exemption | $868,909 Land $174,762 Building $694,147 |
| 2022 | $9,549.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3428 Morro Bay Ave in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3428 Morro Bay Ave is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DAVIS serves 67,826 people · EPA ID CA5710001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Fixed Wireless | 1,000 / 250 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Cal.net Fixed Wireless | 100 / 20 |
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