3428 Monique Ln, Spring Valley, CA 91977 Property Records

San Diego County property record for 3428 Monique Ln, Spring Valley, CA 91977

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,312 sqft · built 1998
Lot Size	0.23 acres (10,004 sqft)
Owner	2 Individual Names on File
Last Sale	$480,000 (Dec 2015)
Tax Bill	$5,375 (2025)
Deeds & Mortgages	May 2021 Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`504-390-32-00`

Property Details

APN / Parcel Number

Primary APN	`504-390-32-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,312 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Lot Area	10,004 sqft (0.23 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3428 MONIQUE LN
City	SPRING VALLEY
State	CA
Zip	91977-2882
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 51 TR 013322
Legal Subdivision	SAN DIEGO 5049
Legal Tract	013322
Legal Block	1
Legal Lot Number	51
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1004
Census Tract	13702

Owner

3428 Monique Ln is owned and occupied by two individuals who bought it in December 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3428 MONIQUE LN, SPRING VALLEY, CA 91977-2882
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Apr 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2015 · Amount on File
Deed Sale	Dec 28, 2015 · Amount on File
Prior Sale	Dec 16, 2005 · Amount on File
Deed Document Number	2015662159
Prior Transfer Date	May 16, 2007
Prior Transfer Doc	0000346599
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3428 MONIQUE LN, SPRING VALLEY, CA 91977-2882
Transaction Type	Mortgage
Record Updated	Jun 7, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 MONIQUE LN, SPRING VALLEY, CA 91977-2882

Mortgage

Document Number	0000394523
Date	May 25, 2021
Instrument	2021-0394523

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MIAMI, FL 33131

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	303 Months
Due	Aug 1, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3428 MONIQUE LN, SPRING VALLEY, CA 91977-2882
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000183806
Date	Apr 10, 2020
Instrument	2020-0183806

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	315 Months
Due	Jul 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 3428 Monique Ln was $5,375 with a veteran's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$579,577 (+2%) Land $233,062 Building $346,515
2025	$5,375.00	$568,214 Land $228,493 Building $339,721
2023	$6,963.00 (+1.52%)	$546,151 Land $219,621 Building $326,530
2022	$6,859.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3428 Monique Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 units insured incl. 19 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3428 Monique Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 482 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 500
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile.

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