3428 Meadow Cir E, Milan, IL 61264 Property Records

Rock Island County property record for 3428 Meadow Cir E, Milan, IL 61264

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 2016
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$350,000 (Feb 2024)
Tax Bill	$10,013 (2025)
Deeds & Mortgages	Oct 2025 Transfer Feb 2024 Sale & Construction Loan + 7 more
Flood Zone	Zone X (minimal risk)
APN	`17-32-306-017`

Property Details

APN / Parcel Number

Primary APN	`17-32-306-017`

Interior

Stories	1 Story
Building Area	1,616 sqft Building Perimeter

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Brick
Lot Area	8,712 sqft (0.2 acres)
Garage Area	506 sqft

Location & Zoning

Street Address	3428 MEADOW CIR E
City	MILAN
State	IL
Zip	61264-7604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MIL
Legal Description	LOT 43 CONSERVANCY FIFTH ADD SHT 10
Legal Subdivision	CONSERVANCY FIFTH ADD
Legal Block	306
Legal Lot Number	43
Jurisdiction	ROCK ISLAND IL
Township / Civil Division	BLACKHAWK
Census Block Group	2
Census Block	2019
Census Tract	24101

Owner

3428 Meadow Cir E is owned and occupied by an individual who acquired it in September 2025.

Source: Rock Island County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Intrafamily Transfer, Transfer
Feb 8, 2024	Warranty Deed, Construction Loan · Construction Mortgage CBI BANK & TRUST
Jan 12, 2022	Deed of Trust, Mortgage · Construction Mortgage FORTRESS BANK
Nov 19, 2018	Deed of Trust, Mortgage · ARM FORTRESS BANK
Nov 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage FORTRESS BANK
Jan 22, 2020	Deed of Trust, Mortgage · Construction Mortgage FORTRESS BANK
Nov 28, 2018	Trustee's Deed, Construction Loan · Line of Credit FORTRESS BK
Dec 6, 2017	Deed, Transfer · Conventional Mortgage FORTRESS BANK
Jan 4, 2018	Correction Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2024 · Amount on File
Deed Sale	Feb 8, 2024 · Amount on File
Prior Sale	Dec 6, 2017 · Amount on File
Deed Document Number	20241736
Last Transfer Date	Sep 29, 2025
Transfer Doc	0000013146
Record Updated	Oct 29, 2026

October 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ROCK ISLAND IL
Recording Date	Oct 14, 2025
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Document Number	0000013146
Instrument Date	Sep 29, 2025
Instrument	2025-13146
Transaction Type	Transfer
Record Updated	Oct 29, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 MEADOW CIR E, MILAN, IL 61264-7604

February 2024: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Feb 8, 2024
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Document Number	0000001736
Instrument Date	Jan 31, 2024
Instrument	2024-01736
Transaction Type	Construction Loan
Record Updated	Feb 28, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$525.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5101 LAKEVIEW PKWY UNIT 207, 207, DAVENPORT, IA 52807-3310

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3428 MEADOW CIR E, MILAN, IL 61264-7604

Mortgage

Document Number	0000001737
Date	Feb 8, 2024
Instrument	2024-01737

Lender

Name	CBI BANK & TRUST
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 1, 2044

Interest

Rate Type	Fixed Rate
Rate	6.12%

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000667
Date	Jan 12, 2022
Instrument	2022-00667

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2052

Interest

Rate Type	Fixed Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019233
Date	Nov 19, 2018
Instrument	2018-19233

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	120 Months
Due	Dec 1, 2028

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2019
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	7%
Index	1-Year CMT

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019100
Date	Nov 16, 2018
Instrument	2018-19100

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCK ISLAND IL
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000978
Date	Jan 22, 2020
Instrument	2020-00978

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

November 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Nov 28, 2018
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Instrument Date	Nov 19, 2018
Instrument	19648
Transaction Type	Construction Loan
Record Updated	Dec 19, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3428 MEADOW CIR E MILAN IL 612647604, MILAN, IL 61264-7604

Mortgage

Document Number	0000019648
Date	Nov 28, 2018
Instrument	19648

Lender

Name	FORTRESS BK
Type	Bank
Address	DAVENPORT, IA 52807

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Nov 27, 2019

Interest

Rate Type	Adjustable Rate
Rate	7.5%

December 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Dec 6, 2017
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Document Number	0000021605
Instrument Date	Dec 1, 2017
Instrument	2017-21605
Transaction Type	Transfer
Record Updated	Dec 9, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$388.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1113 SCENIC HILL LN, 1113, DE WITT, IA 52742-9306

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3428 MEADOW CIR E, MILAN, IL 61264-7604

Mortgage

Document Number	0000021606
Date	Dec 6, 2017
Instrument	2017-21606

Lender

Name	FORTRESS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.25%

Mortgage

Document Number	0000021607
Date	Dec 6, 2017
Instrument	2017-21607

Lender

Name	FORTRESS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	252 Months
Due	Jan 1, 2038

Interest

Rate Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	4%
Max Rate At Change	6.75%
Index	1-Year CMT
Margin	3

January 2018: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ROCK ISLAND IL
Recording Date	Jan 4, 2018
Property Address	3428 MEADOW CIR E, MILAN, IL 61264-7604
Document Number	0000000190
Instrument Date	Dec 1, 2017
Instrument	190
Transaction Type	Transfer
Record Updated	Jul 14, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$389.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3428 MEADOW CIR E MILAN IL 612647604, MILAN, IL 61264-7604

Tax Assessment & Valuation

The 2025 property tax bill for 3428 Meadow Cir E was $10,013 with a homeowner's exemption, up 3.4% from the year before.

Source: Rock Island County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Rock Island County
County Subdivision	Blackhawk Township
Municipality	Milan Village
Unified School District	Rock Island-Milan School District 41 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,013.00 (+3.35%) Homeowner's exemption	$117,787 (+6%) Land $19,293 Building $98,494	$353,361 (+6%) Land $57,879 Building $295,482
2024	$9,688.00	$111,120 Land $18,201 Building $92,919	$333,360 Land $54,603 Building $278,757
2022	$8,788.00	$97,387 Land $17,472 Building $79,915	$292,161 Land $52,416 Building $239,745

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3428 Meadow Cir E in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1979)
Most Recent Claim	Mar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 Meadow Cir E is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Nextlink.

Cell Coverage

5G and 4G LTE (outdoors only)

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