3428 Ludgate Rd, Baltimore, MD 21215 Property Records

Baltimore City property record for 3428 Ludgate Rd, Baltimore, MD 21215

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,428 sqft · built 1951
Lot Size	0.108 acres (4,704 sqft)
Owner	2 Individual Names on File
Last Sale	$2,000 (Mar 2023)
Tax Bill	$2,871 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit May 2018 Transfer + 1 more
APN	`27-22-4360A-058`

Property Details

APN / Parcel Number

Primary APN	`27-22-4360A-058`
Alternative APNs	`224360A058` `4360A-058`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,428 sqft Living Area
1st Floor Area	746 sqft
Basement Area	180 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Townhouse
Exterior Material	Brick
Construction Type	Brick
Roof Material	Composition Shingle
Lot Area	4,704 sqft (0.108 acres)
Porch	Open Porch
Porch Area	104 sqft
Deck Area	165 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	224360A058
Street Address	3428 LUDGATE RD
City	BALTIMORE
State	MD
Zip	21215-3744
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R-5
Legal Description	0.108 ACRES
Legal Block	4360A
Legal Lot Number	58
Jurisdiction	BALTIMORE CITY MD
Township / Civil Division	BALTIMORE
Census Block Group	4
Census Block	4017
Census Tract	272003

Owner

3428 Ludgate Rd, a townhouse, is owned and occupied by two individuals who bought it in March 2023.

Source: Baltimore City records, as of July 14, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3428 LUDGATE RD, BALTIMORE, MD 21215-3744
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2023	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
May 1, 2018	Quit Claim Deed, Transfer BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC
Dec 19, 2016	Deed of Trust, Mortgage · VA Mortgage SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2023 · Amount on File
Deed Sale	Mar 13, 2023 · Amount on File
Prior Sale	Feb 24, 2014 · Amount on File
Deed Book / Page	25674 / 411
Prior Transfer Date	Nov 17, 2008
Prior Transfer Doc	FMC111530078
Record Updated	Jun 8, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	3428 LUDGATE RD, BALTIMORE, MD 21215-3744
Transaction Type	Mortgage
Record Updated	Jul 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 LUDGATE RD, BALTIMORE, MD 21215-3744

Mortgage

Document Number	0260140086
Date	Jun 26, 2023
Book Page	26014/86

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BALTIMORE CITY MD
Recording Date	May 1, 2018
Property Address	3428 LUDGATE RD, BALTIMORE, MD 21215-3744
Document Number	0201230492
Book / Page	020123 / 000492
Instrument Date	Feb 17, 2018
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 LUDGATE RD BALTIMORE MD 212153744, BALTIMORE, MD 21215-3744

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE CITY MD
Property Address	3428 LUDGATE RD, BALTIMORE, MD 21215-3744
Document Number	0188330376
Book / Page	018833 / 000376
Instrument Date	Dec 19, 2016
Transaction Type	Mortgage
Record Updated	Mar 3, 2017
Title Company	FREESTATE TITLE CNSLTS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 LUDGATE RD BALTIMORE MD 212153744, BALTIMORE, MD 21215-3744

Mortgage

Document Number	0188330376
Date	Jan 27, 2017
Book Page	018833/000376

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 26, 2047

Tax Assessment & Valuation

Source: Baltimore City assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
Municipality	Baltimore City
Unified School District	Baltimore City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$144,833	$170,100 Land $42,000 Building $128,100
2024	$2,871.00 (-7.09%)
2023	$3,090.00 Homeowner's exemption	$130,933	$132,200 Land $42,000 Building $90,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3428 Ludgate Rd; there have been 14 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	14 (1978–2019)
Claims Outside the SFHA	6 of 14
Most Recent Claim	Oct 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 Ludgate Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 650 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Greenlight Networks, T-Mobile, Verizon.

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