McLennan County property record for 3428 Herring Ave, Waco, TX 76708
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,360 sqft · built 1958 |
| Lot Size | 0.276 acres (12,014 sqft) |
| Owner | Company Name on Record |
| Last Sale | $90,000 (May 2018) |
| Tax Bill | $3,147 (2025) |
| Deeds & Mortgages | Jan 2020 Line of Credit May 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 48-000601-000100-6 |
| Primary APN | 48-000601-000100-6 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,360 sqft Living Area |
| Gross Area | 1,873 sqft |
| 1st Floor Area | 1,360 sqft |
| Flooring | Tile |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Reinforced Concrete |
| Roof Material | Wood Shingle |
| Lot Area | 12,014 sqft (0.276 acres) |
| Lot Dimensions | 132 ft deep x 88 ft wide |
| Garage Type | Attached |
| Garage Area | 513 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 594 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 82 sqft |
| Patio Area | 450 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3428 HERRING AVE |
|---|---|
| City | WACO |
| State | TX |
| Zip | 76708-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1B |
| Legal Description | ALLEN JOE B LOT 1 BLOCK 1 ACRES .2758 |
| Legal Subdivision | ALLEN JOE B |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | MCLENNAN TX |
| Township / Civil Division | WACO |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 2800 |
Source: McLennan County records, as of August 24, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2201 WASHINGTON AVE, WACO, TX 76701-1018 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Jan 23, 2020 | Deed of Trust, Mortgage · Line of Credit CENTRAL NATIONAL BANK |
| May 22, 2018 | Warranty Deed, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2018 · Amount on Record |
| Deed Sale | May 22, 2018 · Amount on Record |
| Deed Document Number | 201816843 |
| Last Transfer Date | Oct 15, 2024 |
| Transfer Doc | 0000039446 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Property Address | 3428 HERRING AVE, WACO, TX 76708-2307 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002439 |
|---|---|
| Date | Jan 23, 2020 |
| Instrument | 2020002439 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Address | WOODWAY, TX 76712 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MCLENNAN TX |
| Recording Date | May 22, 2018 |
| Property Address | 3428 HERRING AVE, WACO, TX 76708-2307 |
| Document Number | 0000016843 |
| Map Reference | VOL747 PG534 |
| Instrument Date | May 18, 2018 |
| Instrument | 2018016843 |
| Transaction Type | Transfer |
| Record Updated | Sep 5, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 4400 LIVE OAK AVE, WACO, TX 76710-2002 |
| Document Number | 0000016844 |
|---|---|
| Date | May 22, 2018 |
| Instrument | 2018016844 |
| Name | CENTRAL NATIONAL BANK |
|---|---|
| Type | Subprime Lender |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: McLennan County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | McLennan County |
| Municipality | Waco City |
| Unified School District | Waco Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $125,000 (-10.71%) Land $25,469 Building $99,531 | $125,000 (-10.71%) Land $25,469 Building $99,531 | |
| 2025 | $3,147.00 (-0.35%) | $140,000 (-) Land $23,190 Building $116,810 | $140,000 (-) Land $23,190 Building $116,810 |
| 2024 | $3,158.00 (+0.64%) | ||
| 2023 | $140,000 Land $23,190 Building $116,810 | $140,000 Land $23,190 Building $116,810 | |
| 2022 | $3,138.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2007–2015) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WACO serves 146,241 people · EPA ID TX1550008 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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