3428 Enclave Ln, Norman, OK 73072 Property Records

Cleveland County property record for 3428 Enclave Ln, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · built 2019
Lot Size0.091 acres (3,964 sqft)
OwnerCompany Name on Record
Last Sale$55,000 (Jul 2019)
Tax Bill$3,463 (2025)
Deeds & MortgagesSep 2019 Mortgage
Jul 2019 Sale & Construction Loan
Flood ZoneZone X (moderate risk)
APNNC29FNTVN 1 2001

Property Details

APN / Parcel Number

Primary APNNC29FNTVN 1 2001
Alternative APNs
  • R0168889
  • 168889

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories2 Stories

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Exterior MaterialCombination
Construction TypeSteel Frame
Roof TypeHip
Roof MaterialAsphalt
Lot Area3,964 sqft (0.091 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number168889
Street Address3428 ENCLAVE LN
CityNORMAN
StateOK
Zip73072-2204
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFOUNTAIN VIEW NORTH PUD LOT 2 BLOCK 1
Legal Range03W
Legal Township09
Legal Section15
Legal SubdivisionFOUNTAIN VIEW NORTH
Legal Block1
Legal Lot Number2
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group3
Census Block3000
Census Tract201514

Owner

Source: Cleveland County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address3431 ENCLAVE PL, NORMAN, OK 73072-2227
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

DateDocument
Sep 9, 2019Deed of Trust, Mortgage
MCCLAIN BK
Jul 25, 2019Warranty Deed, Construction Loan · Construction Mortgage
VALLIANCE BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 25, 2019 · Amount on Record
Deed SaleJul 25, 2019 · Amount on Record
Deed Document Number201922853
Deed Book / Page5947 / 644
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLEVELAND OK
Property Address3428 ENCLAVE LN, NORMAN, OK 73072-2204
Document Number0000029951
Instrument DateSep 9, 2019
Transaction TypeMortgage
Record UpdatedOct 7, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0000029951
DateSep 19, 2019
Book Page005969/000246
Instrument29951
Lender
NameMCCLAIN BK
TypeBank
Address2900 W LINDSEY, NORMAN, OK 73070
Agreement
AmountAmount Recorded
Term24 Months
DueSep 18, 2021

July 2019: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateJul 25, 2019
Property Address3428 ENCLAVE LN, NORMAN, OK 73072-2204
Document Number0000022853
Book / Page005947 / 000644
Instrument DateJul 24, 2019
Instrument22853
Transaction TypeConstruction Loan
Record UpdatedAug 6, 2019
Title CompanyCHICAGO TITLE OK

Transaction

AmountAmount Recorded
Tax$82.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1551 36TH AVE NW #110 NORMAN OK 730723252, 110, NORMAN, OK 73072-3252
InvestorPossibly a Property Investor

Mortgage

Document Number22854
DateJul 25, 2019
Book Page005947/000646
Instrument22854
Lender
NameVALLIANCE BK
TypeBank
AddressNORMAN, OK 73069
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 24, 2020
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,463.00 (+10.18%)$28,848 (+10.25%) Land $5,331 Building $23,517$308,400 (+25.52%) Land $57,000 Building $251,400
2023$3,143.00$26,166 Land $6,070 Building $20,096$245,704 Land $57,000 Building $188,704

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies9 in force
Nearby Flood Claims1 (2025)
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 88% of Oklahoma
Wildfire Likelihood0.07% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 152 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
AT&T
Fiber · DSL in parts of the area
1,000 / 1,000
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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