3428 E Harwell Rd, Phoenix, AZ 85042 Property Records

Maricopa County property record for 3428 E Harwell Rd, Phoenix, AZ 85042

Property Summary

Property Type	Single Family Home
Details	5 ba · 3,330 sqft · built 2022
Lot Size	0.216 acres (9,449 sqft)
Owner	Trust Name on File
Last Sale	$815,021 (Jun 2022)
Tax Bill	$5,135 (2025)
Deeds & Mortgages	Apr 2023 Second Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`301-23-733`

Property Details

APN / Parcel Number

Primary APN	`301-23-733`

Interior

Full Baths	5 Baths
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	3,330 sqft Living Area
1st Floor Area	3,330 sqft

Exterior

Year Built	Built 2022
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	9,449 sqft (0.216 acres)
Parking Spaces	3 Parking Spaces
Pool Area	491 sqft
Patio Area	125 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	3428 E HARWELL RD
City	PHOENIX
State	AZ
Zip	85042-0014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	GARDENERS ENCLAVE MCR 1472-03
Legal Range	03E
Legal Township	01S
Legal Section	01
Legal Subdivision	GARDENERS ENCLAVE
Legal Lot Number	40
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2000
Census Tract	116738

Owner

3428 E Harwell Rd is owner-occupied and held in a trust since June 2022.

Source: Maricopa County records, as of November 20, 2025

Owner of Record	Trust Name on File
Co-owner	2 Co-owners on File
Mailing Address	3428 E HARWELL RD, PHOENIX, AZ 85042-0014
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARIZONA FCU
Jun 23, 2022	Special Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Oct 27, 2020	Deed of Trust, Construction Loan · Line of Credit FIRST INT'L BK

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	Jun 23, 2022 · Amount on File
Deed Sale	Jun 23, 2022 · Amount on File
Deed Document Number	20220521908
Record Updated	Jun 8, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3428 E HARWELL RD, PHOENIX, AZ 85042-0014
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000208634
Date	Apr 24, 2023
Instrument	20230208634

Lender

Name	ARIZONA FCU
Type	Credit Union
Address	PHOENIX, AZ 85008

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	181 Months
Due	May 8, 2038

June 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 23, 2022
Property Address	3428 E HARWELL RD, PHOENIX, AZ 85042-0014
Document Number	0000521908
Map Reference	MB 1472 PG 3
Instrument Date	Jun 16, 2022
Instrument	20220521908
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7550 E MCDONALD DR, SCOTTSDALE, AZ 85250-6026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	3428 E HARWELL RD, PHOENIX, AZ 85042-0014

Mortgage

Document Number	0000521909
Date	Jun 23, 2022
Instrument	20220521909

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jul 1, 2029
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	8.37%
Index	Other
Max Rate	8.37%

October 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Recording Date	Oct 27, 2020
Property Address	3428 E HARWELL RD, PHOENIX, AZ 85042-0014
Document Number	0001036359
Instrument Date	Oct 26, 2020
Instrument	1036359
Transaction Type	Construction Loan
Record Updated	Nov 6, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE NCS

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	7550 E MCDONALD DR #G SCOTTSDALE AZ 852506026, G, SCOTTSDALE, AZ 85250-6026

Mortgage

Document Number	0001036359
Date	Oct 27, 2020
Instrument	1036359

Lender

Name	FIRST INT'L BK
Type	Bank
Address	7900 E RAINTREE DR, SCOTTSDALE, AZ 85260-2532

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3428 E Harwell Rd was $5,135.

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$72,500	$725,000 Land $145,000 Building $580,000
2025	$5,135.00
2024		$68,310	$683,100 Land $136,600 Building $546,500
2023	$4,852.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3428 E Harwell Rd in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 E Harwell Rd is moderate, ranking above 52% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 41% of Arizona
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Verizon.

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