3428 E Francisco Dr, Phoenix, AZ 85042 Property Records

Maricopa County property record for 3428 E Francisco Dr, Phoenix, AZ 85042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,751 sqft · built 1998
Lot Size	0.184 acres (8,011 sqft)
Owner	Individual Name on File
Last Sale	$500,000 (Jul 2026)
Tax Bill	$2,834 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2021 Line of Credit + 4 more
Flood Zone	Zone X (moderate risk)
APN	`301-23-039`

Property Details

APN / Parcel Number

Primary APN	`301-23-039`
Alternative APN	`301230391`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,751 sqft Living Area
Gross Area	1,867 sqft
1st Floor Area	1,751 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	8,011 sqft (0.184 acres)
Parking Spaces	2 Parking Spaces
Pool Area	463 sqft
Patio Area	116 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3428 E FRANCISCO DR
City	PHOENIX
State	AZ
Zip	85042-7260
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	CORTLAND POINT SUBDIVISION LOT 1-45 TR A-G MCR 304-40
Legal Range	3E
Legal Township	1S
Legal Section	1
Legal Subdivision	CORTLAND POINT SUBDIVISION LOT 1-45 TR A
Legal Lot Number	20
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	2
Census Block	2005
Census Tract	116738

Owner

3428 E Francisco Dr is owned and occupied by an individual who bought it in July 2026.

Source: Maricopa County records, as of July 10, 2026

Owner of Record	Individual Name on File
Mailing Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2026	Warranty Deed, Transfer · Conventional Mortgage CHOICE LENDING
Oct 29, 2021	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Oct 9, 2024	Deed of Trust, Mortgage · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 12, 2023	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC
Dec 12, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Feb 9, 2021	Intrafamily Transfer, Transfer · VA Mortgage BROKER SOLUTIONS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2026 · Amount on File
Deed Sale	Jul 2, 2026 · Amount on File
Prior Sale	Dec 12, 2023 · Amount on File
Deed Document Number	2026398254
Prior Transfer Date	Jan 22, 2021
Prior Transfer Doc	0000142927
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 2, 2026
Property Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260
Document Number	0000398254
Instrument Date	Jun 30, 2026
Instrument	2026398254
Transaction Type	Transfer
Record Updated	Jul 10, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260

Mortgage

Document Number	0000398255,
Date	Jul 2, 2026
Instrument	2026398255

Lender

Name	CHOICE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.51%
Initial Type	Fixed Rate
Max Rate	-1%

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260

Mortgage

Document Number	0001162910
Date	Oct 29, 2021
Instrument	20211162910

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Nov 19, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260
Transaction Type	Mortgage
Record Updated	Nov 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260

Mortgage

Document Number	0000538000
Date	Oct 9, 2024
Instrument	20240538000

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2054

December 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Dec 12, 2023
Property Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260
Document Number	0000632015
Map Reference	MB 304 PG 40
Instrument Date	Nov 29, 2023
Instrument	20230632015
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 12, 2023
Property Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260
Document Number	0000632014
Map Reference	MB 304 PG 40
Instrument Date	Nov 29, 2023
Instrument	20230632014
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	FIDELITY NATIONAL TITLE AGENCY/NV I, FIDELITY NATL TTL AGCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260

Mortgage

Document Number	0000632016
Date	Dec 12, 2023
Instrument	20230632016

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Feb 9, 2021
Property Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260
Document Number	0000142927
Map Reference	MB 304 PG 40
Instrument Date	Jan 22, 2021
Instrument	20210142927
Transaction Type	Transfer
Record Updated	Nov 21, 2025
Title Company	IN TITLE, FIN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3428 E FRANCISCO DR, PHOENIX, AZ 85042-7260

Mortgage

Document Number	0000142928
Date	Feb 9, 2021
Instrument	20210142928

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3428 E Francisco Dr was $2,834.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Secondary School District	Phoenix Union High School District (09 - 12)
Elementary School District	Roosevelt Elementary District (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$38,700 (+84.58%)	$387,000 (-1.95%) Land $77,400 Building $309,600
2025	$2,834.00	$20,966 (-46.06%)	$394,700 (+1.54%) Land $78,900 Building $315,800
2024		$38,870 (+10.36%)	$388,700 (+10.36%) Land $77,700 Building $311,000
2023	$2,677.00 (+2.14%)	$35,220 Land $7,040 Building $28,180	$352,200 Land $70,400 Building $281,800
2022	$2,621.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3428 E Francisco Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 E Francisco Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 55% of Arizona
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	400 / 400
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, GeoLinks, Verizon.

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