3428 E 46th Ct, Spokane, WA 99223 Property Records

Spokane County property record for 3428 E 46th Ct, Spokane, WA 99223 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,422 sqft · built 2022
Lot Size	0.212 acres (9,249 sqft)
Owner	Company Name on File
Last Sale	$180,000 (Sep 2021)
Tax Bill	$7,429 (2026)
Deeds & Mortgages	Feb 2023 Line of Credit May 2022 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34032.5102`

Property Details

APN / Parcel Number

Primary APN	`34032.5102`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	2,422 sqft Living Area
Gross Area	3,226 sqft
1st Floor Area	2,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Architectural Style	Ranch
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,249 sqft (0.212 acres)
Garage Type	Attached
Garage Area	804 sqft
Parking Spaces	3 Parking Spaces
Patio Area	330 sqft
Canopy	441 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	3428 E 46TH CT
City	SPOKANE
State	WA
Zip	99223-8173
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	03-24-43: MORAN SOUTH ESTATES LOT 2 BLOCK 2 (AFN 7028775)
Legal Subdivision	MORAN SOUTH ESTATES
Legal Block	2
Legal Lot Number	2
Jurisdiction	SPOKANE WA
Township / Civil Division	SPOKANE
Census Block Group	1
Census Block	1006
Census Tract	4800

Owner

Source: Spokane County records · APN 34032.5102

Assessment roll updated June 17, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2602 N SULLIVAN RD, SPOKANE VALLEY, WA 99216-1803
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 28, 2023	Deed of Trust, Mortgage · Line of Credit SPOKANE TEACHERS CU
May 17, 2022	Deed of Trust, Mortgage · Construction Mortgage SPOKANE TEACHERS CU
Sep 30, 2021	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 30, 2021 · Amount on Record
Deed Sale	Sep 30, 2021 · Amount on Record
Deed Document Number	20217132818
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3428 E 46TH CT, SPOKANE, WA 99223-8173
Transaction Type	Mortgage
Record Updated	Aug 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007270180
Date	Feb 28, 2023
Instrument	7270180

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 27, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPOKANE WA
Property Address	3428 E 46TH CT, SPOKANE, WA 99223-8173
Transaction Type	Mortgage
Record Updated	Aug 28, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0007207826
Date	May 17, 2022
Instrument	7207826

Lender

Name	SPOKANE TEACHERS CU
Type	Credit Union
Address	LIBERTY LAKE, WA 99019

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	374 Months
Due	Jul 01, 2053

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SPOKANE WA
Recording Date	Sep 30, 2021
Property Address	3428 E 46TH CT, SPOKANE, WA 99223-8173
Document Number	0007132818
Map Reference	VOL 42 PG 86&87
Instrument Date	Sep 30, 2021
Instrument	7132818
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Tax	$2,885.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Spokane County records · Assessment roll updated June 17, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Washington
County	Spokane County
Municipality	Spokane City
Unified School District	Spokane Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,429.00 (-4.96%)	$729,500 (+355.94%) Land $215,000 Building $514,500	$729,500 (+355.94%) Land $215,000 Building $514,500
2025	$7,817.00 (+396.32%)
2024		$160,000 (+166.67%) Land $160,000	$160,000 (+166.67%) Land $160,000
2023	$1,575.00 (+119.97%)	$60,000 Land $60,000	$60,000 Land $60,000
2022	$716.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Spokane County (53063C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 158 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Concept Communications	Fixed Wireless (unlicensed)	100 / 20
Newmax	Fixed Wireless (unlicensed)	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Lumen Technologies, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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