Osceola County property record for 3428 Cypress Point Cir, Saint Cloud, FL 34772
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,207 sqft · built 1997 |
| Lot Size | 0.124 acres (5,401 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $215,000 (Mar 2006) |
| Tax Bill | $4,171 (2025) |
| Deeds & Mortgages | Nov 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-26-30-1266-0001-0730 |
| Primary APN | 16-26-30-1266-0001-0730 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,207 sqft Living Area |
| Gross Area | 1,786 sqft |
| 1st Floor Area | 1,207 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,401 sqft (0.124 acres) |
| Lot Dimensions | 100 ft deep x 54 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Metal Porch |
| Porch Area | 371 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3428 CYPRESS POINT CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8613 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SPUD |
| Legal Description | CYPRESS POINT UNIT TWO PB 9 PG 37-38 LOT 73 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 16 |
| Legal Subdivision | CYPRESS POINT UNIT 2 |
| Legal Tract | 1266 |
| Legal Block | 730 |
| Legal Lot Number | 73 |
| Legal Unit | W |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 43208 |
3428 Cypress Point Cir is owned by two individuals who acquired it in November 2024.
Source: Osceola County records, as of March 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3889 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Owner Type | Individual |
| Vesting | Life Estate |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 31, 2006 · Amount on File |
| Deed Sale | Mar 31, 2006 · Amount on File |
| Prior Sale | Aug 6, 1997 · Amount on File |
| Deed Document Number | 200687671 |
| Deed Book / Page | 3113 / 919 |
| Last Transfer Date | Nov 21, 2024 |
| Transfer Doc | 0067002261 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Nov 21, 2024 |
| Property Address | 3428 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8613 |
| Document Number | 0067002261 |
| Book / Page | 6700 / 2261 |
| Map Reference | MB 9 PG 37&38 |
| Instrument Date | Nov 21, 2024 |
| Instrument | 2024149016 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2025 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3304 CYPRESS POINT CIR, SAINT CLOUD, FL 34772-8881 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3889 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
The 2025 property tax bill for 3428 Cypress Point Cir was $4,171, up 6.6% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,171.00 (+6.62%) | $269,200 Land $60,000 Building $209,200 | $269,200 Land $60,000 Building $209,200 |
| 2024 | $3,912.00 (+7.12%) | ||
| 2023 | $3,652.00 (+13.59%) | $254,500 (+20.22%) Land $55,000 Building $199,500 | $254,500 (+20.22%) Land $55,000 Building $199,500 |
| 2022 | $3,215.00 | $211,700 Land $50,000 Building $161,700 | $211,700 Land $50,000 Building $161,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3428 Cypress Point Cir in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 41 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 41 in force |
| Nearby Flood Claims | 2 (2015–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3428 Cypress Point Cir is moderate, ranking above 43% of the US, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: CenturyLink, Xfinity.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures