3428 Christopher Ct, Norfolk, VA 23513 Property Records

Norfolk City property record for 3428 Christopher Ct, Norfolk, VA 23513

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,147 sqft · built 1993
Lot Size	0.231 acres (10,067 sqft)
Owner	Company Name on File
Last Sale	$280,000 (Oct 2007)
Tax Bill	$4,672 (2026)
Deeds & Mortgages	Apr 2012 Mortgage Jan 2009 Mortgage + 4 more
APN	`38029206`

Property Details

APN / Parcel Number

Primary APN	`38029206`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,147 sqft Living Area
Attic	Attic
Attic Area	939 sqft
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,067 sqft (0.231 acres)
Garage Type	Attached
Garage Area	347 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3428 CHRISTOPHER CT
City	NORFOLK
State	VA
Zip	23513-1614
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C2
Legal Description	7 NORVELLA HEIGHTS
Legal Subdivision	NORVELLA HEIGHTS
Jurisdiction	NORFOLK CITY VA
Township / Civil Division	NORFOLK
Census Block Group	2
Census Block	2020
Census Tract	5902

Owner

3428 Christopher Ct is owned by a company that acquired it in October 2023.

Source: Norfolk City records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	222 W 21ST ST, 241, NORFOLK, VA 23517-2200
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2012	Deed of Trust, Mortgage · VA Mortgage WELLS FARGO BANK NA
Jan 5, 2009	Deed of Trust, Mortgage · VA Mortgage FULTON BANK
Jan 18, 2007	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Aug 31, 2005	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 18, 2023	Gift Deed, Transfer
Oct 10, 2007	Deed, Transfer · VA Mortgage FIRST HORIZON HOME LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2007 · Amount on File
Deed Sale	Oct 10, 2007 · Amount on File
Deed Document Number	200737671
Last Transfer Date	Oct 13, 2023
Transfer Doc	0000018261
Record Updated	Oct 29, 2026

April 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3428 CHRISTOPHER CT, NORFOLK, VA 23513-1614
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0120007957
Date	Apr 10, 2012
Instrument	120007957

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2042

Interest

Rate	3.87%

January 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3428 CHRISTOPHER CT, NORFOLK, VA 23513-1614
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090000050
Date	Jan 5, 2009
Instrument	090000050

Lender

Name	FULTON BANK
Type	Bank
Address	LANCASTER, PA 17602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2039

Interest

Rate	5%

January 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3428 CHRISTOPHER CT, NORFOLK, VA 23513-1614
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0070002383
Date	Jan 18, 2007
Instrument	070002383

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jan 1, 2017

August 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORFOLK CITY VA
Property Address	3428 CHRISTOPHER CT, NORFOLK, VA 23513-1614
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0050036075
Date	Aug 31, 2005
Instrument	050036075

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2025

October 2023: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 18, 2023
Property Address	3428 CHRISTOPHER CT, NORFOLK, VA 23513-1614
Document Number	0230018261
Instrument Date	Oct 13, 2023
Instrument	230018261
Transaction Type	Transfer
Record Updated	Nov 8, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	222 W 21ST ST, NORFOLK, VA 23517-2200

October 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	NORFOLK CITY VA
Recording Date	Oct 10, 2007
Property Address	3428 CHRISTOPHER CT, NORFOLK, VA 23513-1614
Document Number	0070037671
Map Reference	MB48 PG80
Instrument Date	Jul 30, 2007
Instrument	070037671
Transaction Type	Transfer
Record Updated	Jun 9, 2026
Title Company	SUNSET TITLE INC, SUN TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$280.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3428 CHRISTOPHER CT, NORFOLK, VA 23513-1614
Investor	Possibly a Property Investor

Mortgage

Document Number	0070037672
Date	Oct 10, 2007
Instrument	070037672

Lender

Name	FIRST HORIZON HOME LOANS
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.5%
Max Rate At Change	5%
Index	1-Year T-Bill
Max Rate	6.5%

Tax Assessment & Valuation

The 2026 property tax bill for 3428 Christopher Ct was $4,672, up 2.6% from the year before.

Source: Norfolk City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Norfolk City
Unified School District	Norfolk City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,672.00 (+2.59%)	$373,800 (+0.95%) Land $77,000 Building $296,800	$373,800 (+0.95%) Land $77,000 Building $296,800
2025	$4,554.00	$370,300 Land $73,500 Building $296,800	$370,300 Land $73,500 Building $296,800
2023	$3,847.00	$307,800 Land $64,500 Building $243,300	$307,800 Land $64,500 Building $243,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3428 Christopher Ct; there have been 2 flood claims nearby since 2009.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2016 · Hurricane Matthew

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3428 Christopher Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NORFOLK serves 234,220 people · EPA ID VA3710100
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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