3428 Ave B, Council Bluffs, IA 51501 Property Records

Pottawattamie County property record for 3428 Ave B, Council Bluffs, IA 51501

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,153 sqft · built 1920
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on Record
Tax Bill	$2,838 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Nov 2023 Second Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`7544 28 480 025`

Property Details

APN / Parcel Number

Primary APN	`7544 28 480 025`
Alternative APN	`000 035 270 010082 000 000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,153 sqft Base Area
1st Floor Area	1,153 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2000
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	125 ft deep x 44 ft wide
Garage Area	676 sqft
Porch	Porch
Porch Area	282 sqft

Location & Zoning

Street Address	3428 AVENUE B
City	COUNCIL BLUFFS
State	IA
Zip	51501-1821
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	FERRY ADDITION LOT 0009BLOCK 0017
Legal Range	44W
Legal Township	75N
Legal Section	28
Legal Subdivision	FERRY ADDITION
Legal Block	0017
Legal Lot Number	9
Jurisdiction	POTTAWATTAMIE IA
Township / Civil Division	KANE
Census Block Group	1
Census Block	1011
Census Tract	30401

Owner

Source: Pottawattamie County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3428 AVENUE B, COUNCIL BLUFFS, IA 51501-1821
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage OMAHA FEDERAL CREDIT UNION
Nov 15, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OMAHA FCU
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage OMAHA FCU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Recording Date	Jun 29, 2026
Property Address	3428 AVENUE B, COUNCIL BLUFFS, IA 51501-1821
Document Number	0000007321
Instrument Date	Jun 17, 2026
Instrument	20267321
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 AVENUE B, COUNCIL BLUFFS, IA 51501-1821

Mortgage

Document Number	0000007321,
Date	Jun 29, 2026
Instrument	20267321

Lender

Name	OMAHA FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jul 1, 2031

Interest

Rate	6.51%
Max Rate	-1%

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	3428 AVENUE B, COUNCIL BLUFFS, IA 51501-1821
Transaction Type	Mortgage
Record Updated	Dec 4, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3428 AVENUE B, COUNCIL BLUFFS, IA 51501-1821

Mortgage

Document Number	0000011058
Date	Nov 15, 2023
Instrument	2023-11058

Lender

Name	OMAHA FCU
Type	Credit Union
Address	OMAHA, NE 68124

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 25, 2028

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POTTAWATTAMIE IA
Property Address	3428 AVENUE B, COUNCIL BLUFFS, IA 51501-1821
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021
Date	Mar 25, 2021
Book Page	2021/4354

Lender

Name	OMAHA FCU
Type	Credit Union
Address	OMAHA, NE 68124

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

Source: Pottawattamie County assessment roll, as of September 23, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Pottawattamie County
Municipality	Council Bluffs City
Unified School District	Council Bluffs Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,300 (+10.01%) Land $22,100 Building $159,200	$181,300 (+10.01%) Land $22,100 Building $159,200
2025	$2,838.00 (-31.76%)
2023		$164,800 Land $19,200 Building $145,600	$164,800 Land $19,200 Building $145,600
2021	$4,159.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COUNCIL BLUFFS WATER WORKS serves 64,447 people · EPA ID IA7820080
Water Source	Surface water
Last State Inspection	May 2024
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
CenturyLink Fiber	2,000 / 1,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Great Plains Communications, Western Iowa Wireless.

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